Mortgage lending in Grundy County, Tennessee
Lenders in Grundy County, Tennessee reported 600 mortgage applications for 2025, according to the CFPB.
600 mortgage applications and 312 loans originated in 2025; the denial rate was 28.0% of 479 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Grundy County, TN.
- 600
- Applications
- 312
- Loans originated
- 28.0%
- Denial rate
- 134 denied of 479 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 600 | 312 |
| 2024 | 527 | 279 |
| 2023 | 532 | 267 |
| 2022 | 637 | 350 |
| 2021 | 719 | 397 |
| 2020 | 689 | 373 |
| 2019 | 522 | 303 |
| 2018 | 500 | 305 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Citizens Tri County Bank | 68 | 105 |
| Rocket Mortgage | 27 | 34 |
| New American Funding, LLC. | 23 | 31 |
| United Wholesale Mortgage | 11 | 17 |
| Vanderbilt Mortgage and Finance, Inc | 8 | 37 |
| Firstbank | 8 | 16 |
| 21ST Mortgage | 7 | 44 |
| Mortgage Research Center | 5 | 11 |
| Ascend Federal Credit Union | 5 | 13 |
| Equity Prime Mortgage LLC | 5 | 6 |
| Southwest Stage Funding LLC | 4 | 9 |
| Renasant Bank | 4 | 5 |
| Primis Bank | 4 | 4 |
| Tennessee Valley Federal C U | 4 | 9 |
| CMG Mortgage Inc | 4 | 14 |
| Carrington Mortgage Services LLC | 4 | 7 |
| Union Home Mortgage Corp. | 4 | 6 |
| Mountain Valley Bank | 4 | 5 |
| US Bank, N.A. | 4 | 7 |
| Regions Bank | 4 | 11 |
| Pinnacle Bank | 3 | 4 |
| Fairway Independent Mort Corp | 3 | 3 |
| First National Bank of Middle Tennessee | 3 | 3 |
| Usaa Federal Savings Bank | 3 | 3 |
| Pennymac Loan Services LLC | 3 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | under 10 | |
| White | 527 | 26.9% of 417 decided |
| Joint | under 10 | |
| Race Not Available | 58 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 15 | no rate: base under 50 |
| Not Hispanic or Latino | 500 | 26.3% of 399 decided |
| Joint | 18 | no rate: base under 50 |
| Ethnicity Not Available | 67 | 34.0% of 50 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 219 | 25.0% of 172 decided |
| Female | 102 | 34.2% of 82 decided |
| Joint | 241 | 26.7% of 195 decided |
| Sex Not Available | 38 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1479 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved