Mortgage lending in Henry County, Tennessee
Lenders in Henry County, Tennessee reported 1,361 mortgage applications for 2025, according to the CFPB.
1,361 mortgage applications and 809 loans originated in 2025; the denial rate was 21.8% of 1,089 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Henry County, TN.
- 1,361
- Applications
- 809
- Loans originated
- 21.8%
- Denial rate
- 237 denied of 1,089 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,361 | 809 |
| 2024 | 1,212 | 651 |
| 2023 | 1,069 | 640 |
| 2022 | 1,381 | 828 |
| 2021 | 1,533 | 953 |
| 2020 | 1,383 | 867 |
| 2019 | 1,060 | 648 |
| 2018 | 878 | 506 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Carroll Bank and Trust | 123 | 129 |
| Firstbank | 96 | 135 |
| Commercial Bank & Trust Company | 66 | 88 |
| Rocket Mortgage | 56 | 83 |
| First Community Mortgage, Inc. | 44 | 48 |
| Regions Bank | 41 | 70 |
| Cardinal Financial Company, Li | 33 | 36 |
| United Wholesale Mortgage | 26 | 40 |
| Security Bank and Trust Company | 14 | 23 |
| Mortgage Research Center | 13 | 36 |
| Vanderbilt Mortgage and Finance, Inc | 12 | 76 |
| McKenzie Banking Company | 11 | 23 |
| Leaders Credit Union | 10 | 12 |
| Navy Federal Credit Union | 8 | 18 |
| New American Funding, LLC. | 8 | 27 |
| Centennial Bank | 8 | 10 |
| Pennymac Loan Services LLC | 8 | 15 |
| American Financial Resources LLC | 7 | 9 |
| Nationstar Mortgage | 7 | 8 |
| Farm Credit Mid-America, Aca | 6 | 8 |
| CMG Mortgage Inc | 6 | 11 |
| Freedom Mortgage Corporation | 6 | 14 |
| Goodleap, LLC | 6 | 10 |
| US Bank, N.A. | 6 | 9 |
| FirstTrust Home Loans | 5 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 36 | no rate: base under 50 |
| White | 1,120 | 20.4% of 907 decided |
| 2 or more minority races | under 10 | |
| Joint | 23 | no rate: base under 50 |
| Race Not Available | 169 | 30.4% of 125 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 26 | no rate: base under 50 |
| Not Hispanic or Latino | 1,108 | 20.3% of 907 decided |
| Joint | 18 | no rate: base under 50 |
| Ethnicity Not Available | 209 | 31.8% of 148 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 481 | 22.1% of 381 decided |
| Female | 281 | 31.9% of 226 decided |
| Joint | 486 | 14.0% of 400 decided |
| Sex Not Available | 113 | 30.5% of 82 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1857 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved