Mortgage lending in Hardeman County, Tennessee
Lenders in Hardeman County, Tennessee reported 697 mortgage applications for 2025, according to the CFPB.
697 mortgage applications and 357 loans originated in 2025; the denial rate was 28.3% of 552 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Hardeman County, TN.
- 697
- Applications
- 357
- Loans originated
- 28.3%
- Denial rate
- 156 denied of 552 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 697 | 357 |
| 2024 | 671 | 347 |
| 2023 | 616 | 310 |
| 2022 | 792 | 413 |
| 2021 | 894 | 499 |
| 2020 | 719 | 402 |
| 2019 | 568 | 328 |
| 2018 | 552 | 296 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Centennial Bank | 35 | 39 |
| Brighton Bank | 31 | 42 |
| Rocket Mortgage | 24 | 32 |
| The Bank of Fayette County | 21 | 24 |
| Simmons Bank | 20 | 28 |
| Regions Bank | 20 | 43 |
| Mortgage Research Center | 14 | 23 |
| CB&S Bank | 14 | 25 |
| 21ST Mortgage | 12 | 47 |
| Leaders Credit Union | 10 | 17 |
| Primis Bank | 7 | 9 |
| Triad Financial Services, Inc. | 7 | 16 |
| United Wholesale Mortgage | 7 | 13 |
| Pennymac Loan Services LLC | 6 | 11 |
| Bank of Holly Springs | 5 | 5 |
| Fairway Independent Mort Corp | 5 | 7 |
| Mortgage Investors Group | 5 | 5 |
| Cadence Bank | 5 | 8 |
| Vanderbilt Mortgage and Finance, Inc | 4 | 43 |
| loanDepot.com LLC | 4 | 5 |
| First Community Mortgage, Inc. | 4 | 10 |
| Carrington Mortgage Services LLC | 4 | 6 |
| Cardinal Financial Company, Li | 4 | 5 |
| Click n' Close, Inc. | 3 | 3 |
| Farm Credit Mid-America, Aca | 3 | 7 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 209 | 43.6% of 163 decided |
| White | 398 | 20.4% of 324 decided |
| Joint | 11 | no rate: base under 50 |
| Race Not Available | 68 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 19 | no rate: base under 50 |
| Not Hispanic or Latino | 584 | 26.1% of 468 decided |
| Joint | 12 | no rate: base under 50 |
| Ethnicity Not Available | 82 | 40.7% of 59 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 258 | 31.7% of 205 decided |
| Female | 184 | 35.3% of 150 decided |
| Joint | 208 | 16.3% of 166 decided |
| Sex Not Available | 47 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2068 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved