Mortgage lending in Roane County, Tennessee
Lenders in Roane County, Tennessee reported 3,000 mortgage applications for 2025, according to the CFPB.
3,000 mortgage applications and 1,729 loans originated in 2025; the denial rate was 21.2% of 2,347 applications decided. The median loan was about $225,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Roane County, TN HUD Metro FMR Area.
- 3,000
- Applications
- 1,729
- Loans originated
- 21.2%
- Denial rate
- 498 denied of 2,347 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,000 | 1,729 |
| 2024 | 2,735 | 1,504 |
| 2023 | 2,454 | 1,323 |
| 2022 | 3,088 | 1,786 |
| 2021 | 3,811 | 2,323 |
| 2020 | 3,483 | 2,206 |
| 2019 | 2,469 | 1,491 |
| 2018 | 2,315 | 1,310 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 148 | 190 |
| Mortgage Investors Group | 129 | 180 |
| United Wholesale Mortgage | 95 | 128 |
| Ornl Federal Credit Union | 84 | 154 |
| Y-12 Federal Credit Union | 66 | 115 |
| Knoxville TVA Employees Credit Union | 65 | 86 |
| Regions Bank | 48 | 98 |
| Enrichment Federal Credit Unio | 35 | 38 |
| Knoxville Teachers FCU | 35 | 36 |
| Freedom Mortgage Corporation | 33 | 67 |
| Mortgage Research Center | 31 | 72 |
| Pennymac Loan Services LLC | 31 | 57 |
| United Community Bank | 31 | 52 |
| Vanderbilt Mortgage and Finance, Inc | 28 | 236 |
| Movement Mortgage, LLC | 27 | 43 |
| Gateway First Bank | 26 | 38 |
| US Bank, N.A. | 26 | 43 |
| American Financial Resources LLC | 25 | 29 |
| Fairway Independent Mort Corp | 23 | 39 |
| Newrez LLC | 21 | 36 |
| Home Federal Bank of Tennessee | 19 | 19 |
| CMG Mortgage Inc | 19 | 21 |
| First Community Mortgage, Inc. | 19 | 22 |
| DHI Mortgage Company, LTD. | 17 | 30 |
| Farm Credit Mid-America, Aca | 17 | 25 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 11 | no rate: base under 50 |
| Asian | 10 | no rate: base under 50 |
| Black or African American | 45 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,544 | 21.2% of 1,996 decided |
| 2 or more minority races | under 10 | |
| Joint | 48 | no rate: base under 50 |
| Race Not Available | 336 | 21.5% of 256 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 67 | 36.4% of 55 decided |
| Not Hispanic or Latino | 2,479 | 20.3% of 1,951 decided |
| Joint | 60 | no rate: base under 50 |
| Ethnicity Not Available | 394 | 22.6% of 297 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,063 | 21.9% of 823 decided |
| Female | 616 | 26.5% of 490 decided |
| Joint | 1,115 | 17.6% of 870 decided |
| Sex Not Available | 206 | 21.3% of 164 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 814 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved