Mortgage lending in Lincoln County, Tennessee
Lenders in Lincoln County, Tennessee reported 1,488 mortgage applications for 2025, according to the CFPB.
1,488 mortgage applications and 881 loans originated in 2025; the denial rate was 19.1% of 1,166 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Lincoln County, TN.
- 1,488
- Applications
- 881
- Loans originated
- 19.1%
- Denial rate
- 223 denied of 1,166 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,488 | 881 |
| 2024 | 1,357 | 784 |
| 2023 | 1,279 | 717 |
| 2022 | 1,592 | 921 |
| 2021 | 2,044 | 1,268 |
| 2020 | 1,737 | 1,107 |
| 2019 | 1,384 | 812 |
| 2018 | 1,333 | 791 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Redstone Federal Credit Union | 105 | 186 |
| United Wholesale Mortgage | 83 | 117 |
| Rocket Mortgage | 66 | 88 |
| First Community Mortgage, Inc. | 49 | 65 |
| Regions Bank | 31 | 61 |
| First National Bank of Pulaski | 29 | 40 |
| CB&S Bank | 27 | 33 |
| CMG Mortgage Inc | 26 | 40 |
| DHI Mortgage Company, LTD. | 23 | 33 |
| Firstbank | 22 | 28 |
| First Commerce Bank | 17 | 17 |
| Primis Bank | 15 | 24 |
| US Bank, N.A. | 15 | 30 |
| Farm Credit Mid-America, Aca | 14 | 17 |
| Mortgage Research Center | 14 | 35 |
| Fairway Independent Mort Corp | 10 | 14 |
| Canopy Mortgage, LLC | 10 | 14 |
| Pennymac Loan Services LLC | 10 | 25 |
| Vanderbilt Mortgage and Finance, Inc | 9 | 37 |
| Ascend Federal Credit Union | 9 | 15 |
| New American Funding, LLC. | 9 | 15 |
| Navy Federal Credit Union | 8 | 11 |
| Freedom Mortgage Corporation | 8 | 24 |
| Bank of Frankewing | 7 | 12 |
| First Colony Mortgage Corporat | 7 | 7 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 11 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | 41 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,230 | 18.1% of 969 decided |
| 2 or more minority races | under 10 | |
| Joint | 24 | no rate: base under 50 |
| Race Not Available | 173 | 22.8% of 136 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 34 | no rate: base under 50 |
| Not Hispanic or Latino | 1,255 | 18.0% of 980 decided |
| Joint | 18 | no rate: base under 50 |
| Ethnicity Not Available | 181 | 23.6% of 144 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 606 | 16.6% of 464 decided |
| Female | 297 | 26.2% of 237 decided |
| Joint | 483 | 17.0% of 389 decided |
| Sex Not Available | 102 | 23.7% of 76 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1193 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved