Mortgage lending in Jackson County, Tennessee
Lenders in Jackson County, Tennessee reported 494 mortgage applications for 2025, according to the CFPB.
494 mortgage applications and 280 loans originated in 2025; the denial rate was 23.0% of 391 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Jackson County, TN.
- 494
- Applications
- 280
- Loans originated
- 23.0%
- Denial rate
- 90 denied of 391 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 494 | 280 |
| 2024 | 488 | 261 |
| 2023 | 435 | 256 |
| 2022 | 544 | 322 |
| 2021 | 561 | 281 |
| 2020 | 470 | 254 |
| 2019 | 303 | 178 |
| 2018 | 320 | 168 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Wellworth Bank | 48 | 50 |
| Rocket Mortgage | 24 | 38 |
| United Wholesale Mortgage | 13 | 17 |
| Mason-McDuffie Mortgage Corporation | 10 | 12 |
| Wilson Bank and Trust | 9 | 11 |
| 21ST Mortgage | 8 | 31 |
| Farm Credit Mid-America, Aca | 7 | 9 |
| Firstbank | 7 | 13 |
| Citizens Bank | 6 | 6 |
| CMG Mortgage Inc | 6 | 8 |
| US Bank, N.A. | 6 | 9 |
| One Bank of Tennessee | 5 | 5 |
| American Pacific Mortgage Corporation | 5 | 6 |
| Mutual of Omaha Mortgage | 5 | 9 |
| Union Home Mortgage Corp. | 5 | 7 |
| Vanderbilt Mortgage and Finance, Inc | 4 | 17 |
| Navy Federal Credit Union | 4 | 9 |
| Guild Mortgage Company | 4 | 6 |
| Mortgage Research Center | 4 | 9 |
| Freedom Mortgage Corporation | 4 | 6 |
| Success Mortgage Partners, Inc | 4 | 5 |
| Regions Bank | 4 | 12 |
| Pennymac Loan Services LLC | 4 | 7 |
| American Financing Corporation | 3 | 6 |
| SWBC Mortgage Corporation | 3 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | under 10 | |
| White | 429 | 22.5% of 338 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 57 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 419 | 23.3% of 331 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 63 | 19.6% of 51 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 175 | 26.3% of 137 decided |
| Female | 114 | 30.3% of 89 decided |
| Joint | 175 | 15.0% of 140 decided |
| Sex Not Available | 30 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1651 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved