Mortgage lending in Cheatham County, Tennessee
Lenders in Cheatham County, Tennessee reported 2,203 mortgage applications for 2025, according to the CFPB.
2,203 mortgage applications and 1,295 loans originated in 2025; the denial rate was 22.2% of 1,788 applications decided. The median loan was about $285,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area.
- 2,203
- Applications
- 1,295
- Loans originated
- 22.2%
- Denial rate
- 397 denied of 1,788 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,203 | 1,295 |
| 2024 | 2,098 | 1,264 |
| 2023 | 1,882 | 1,104 |
| 2022 | 2,548 | 1,502 |
| 2021 | 3,785 | 2,399 |
| 2020 | 3,728 | 2,458 |
| 2019 | 2,549 | 1,514 |
| 2018 | 2,133 | 1,303 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 98 | 134 |
| Rocket Mortgage | 79 | 118 |
| United Community Bank | 53 | 90 |
| CMG Mortgage Inc | 48 | 62 |
| Inspire Home Loans Inc. | 47 | 56 |
| Firstbank | 39 | 49 |
| Pinnacle Bank | 38 | 51 |
| Mortgage Research Center | 36 | 56 |
| First Financial Bank NA | 28 | 38 |
| US Bank, N.A. | 26 | 104 |
| Pennymac Loan Services LLC | 26 | 43 |
| First Community Mortgage, Inc. | 23 | 28 |
| Regions Bank | 22 | 65 |
| Navy Federal Credit Union | 21 | 39 |
| Old National Bank | 19 | 25 |
| New American Funding, LLC. | 19 | 31 |
| Newrez LLC | 19 | 39 |
| Crosscountry Mortgage, LLC | 19 | 29 |
| F&M Bank | 17 | 19 |
| Altra Federal Credit Union | 16 | 18 |
| Fortera Federal Credit Union | 15 | 20 |
| Legacy Home Loans, LLC | 15 | 20 |
| Ascend Federal Credit Union | 15 | 22 |
| Guaranteed Rate, Inc. | 15 | 25 |
| Fairway Independent Mort Corp | 14 | 17 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 10 | no rate: base under 50 |
| Asian | 17 | no rate: base under 50 |
| Black or African American | 46 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,782 | 21.4% of 1,457 decided |
| 2 or more minority races | under 10 | |
| Joint | 36 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 308 | 26.2% of 244 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 87 | 36.1% of 72 decided |
| Not Hispanic or Latino | 1,757 | 20.9% of 1,442 decided |
| Joint | 46 | no rate: base under 50 |
| Ethnicity Not Available | 313 | 26.0% of 235 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 741 | 26.6% of 591 decided |
| Female | 400 | 28.9% of 322 decided |
| Joint | 893 | 15.2% of 744 decided |
| Sex Not Available | 169 | 25.9% of 131 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 372 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved