Mortgage lending in Union County, Tennessee
Lenders in Union County, Tennessee reported 1,051 mortgage applications for 2025, according to the CFPB.
1,051 mortgage applications and 536 loans originated in 2025; the denial rate was 25.8% of 800 applications decided. The median loan was about $235,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Knoxville, TN HUD Metro FMR Area.
- 1,051
- Applications
- 536
- Loans originated
- 25.8%
- Denial rate
- 206 denied of 800 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,051 | 536 |
| 2024 | 970 | 510 |
| 2023 | 798 | 403 |
| 2022 | 948 | 541 |
| 2021 | 1,327 | 757 |
| 2020 | 1,151 | 659 |
| 2019 | 888 | 503 |
| 2018 | 798 | 454 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| DHI Mortgage Company, LTD. | 34 | 50 |
| Rocket Mortgage | 28 | 48 |
| Mortgage Investors Group | 27 | 40 |
| Knoxville TVA Employees Credit Union | 25 | 32 |
| Ornl Federal Credit Union | 24 | 44 |
| United Wholesale Mortgage | 23 | 31 |
| Vanderbilt Mortgage and Finance, Inc | 20 | 122 |
| Commercial Bank | 16 | 20 |
| Home Federal Bank of Tennessee | 13 | 15 |
| Hearthside Bank Corporation | 12 | 15 |
| First Century Bank | 11 | 18 |
| American Pacific Mortgage Corporation | 11 | 13 |
| First Community Mortgage, Inc. | 11 | 15 |
| Mortgage Research Center | 10 | 24 |
| Freedom Mortgage Corporation | 10 | 21 |
| American Financial Resources LLC | 8 | 9 |
| Y-12 Federal Credit Union | 8 | 15 |
| Navy Federal Credit Union | 6 | 7 |
| Kind Lending, LLC | 6 | 7 |
| Union Home Mortgage Corp. | 6 | 9 |
| Crosscountry Mortgage, LLC | 6 | 15 |
| 21ST Mortgage | 6 | 27 |
| Amerisave Mortgage Company | 6 | 14 |
| Knoxville Teachers FCU | 6 | 6 |
| Fifth Third Bank, National Association | 6 | 8 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | under 10 | |
| White | 900 | 24.4% of 687 decided |
| 2 or more minority races | under 10 | |
| Joint | 12 | no rate: base under 50 |
| Race Not Available | 126 | 30.9% of 94 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 22 | no rate: base under 50 |
| Not Hispanic or Latino | 860 | 24.9% of 670 decided |
| Joint | 10 | no rate: base under 50 |
| Ethnicity Not Available | 159 | 29.8% of 104 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 372 | 26.0% of 285 decided |
| Female | 183 | 39.9% of 138 decided |
| Joint | 420 | 18.9% of 322 decided |
| Sex Not Available | 76 | 29.1% of 55 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 710 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved