Mortgage lending in Macon County, Tennessee
Lenders in Macon County, Tennessee reported 1,337 mortgage applications for 2025, according to the CFPB.
1,337 mortgage applications and 812 loans originated in 2025; the denial rate was 18.5% of 1,064 applications decided. The median loan was about $215,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Macon County, TN HUD Metro FMR Area.
- 1,337
- Applications
- 812
- Loans originated
- 18.5%
- Denial rate
- 197 denied of 1,064 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,337 | 812 |
| 2024 | 1,080 | 694 |
| 2023 | 991 | 627 |
| 2022 | 1,331 | 880 |
| 2021 | 1,381 | 882 |
| 2020 | 1,272 | 886 |
| 2019 | 933 | 624 |
| 2018 | 840 | 550 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Wellworth Bank | 95 | 98 |
| Macon Bank and Trust Company | 93 | 99 |
| Rocket Mortgage | 76 | 105 |
| United Wholesale Mortgage | 54 | 74 |
| Primary Residential Mortgage, INC. | 25 | 29 |
| Newrez LLC | 24 | 41 |
| 21ST Mortgage | 23 | 76 |
| The Farmers Bank | 19 | 27 |
| CMG Mortgage Inc | 18 | 21 |
| First Community Mortgage, Inc. | 16 | 24 |
| Wilson Bank and Trust | 14 | 18 |
| Mortgage Research Center | 12 | 29 |
| Success Mortgage Partners, Inc | 12 | 20 |
| loanDepot.com LLC | 10 | 12 |
| Freedom Mortgage Corporation | 10 | 21 |
| Firstbank | 10 | 17 |
| Pennymac Loan Services LLC | 10 | 30 |
| Fairway Independent Mort Corp | 9 | 14 |
| Crosscountry Mortgage, LLC | 9 | 21 |
| Iserve Residential Lending | 8 | 8 |
| Guaranteed Rate, Inc. | 8 | 11 |
| First Horizon Bank | 8 | 10 |
| Primis Bank | 7 | 8 |
| Ascend Federal Credit Union | 7 | 11 |
| New American Funding, LLC. | 7 | 20 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 10 | no rate: base under 50 |
| White | 1,156 | 17.1% of 932 decided |
| 2 or more minority races | under 10 | |
| Joint | 19 | no rate: base under 50 |
| Race Not Available | 139 | 27.6% of 105 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 37 | no rate: base under 50 |
| Not Hispanic or Latino | 1,121 | 17.1% of 895 decided |
| Joint | 19 | no rate: base under 50 |
| Ethnicity Not Available | 160 | 28.6% of 119 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 498 | 18.3% of 404 decided |
| Female | 222 | 21.7% of 175 decided |
| Joint | 528 | 15.5% of 420 decided |
| Sex Not Available | 89 | 30.8% of 65 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 934 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved