Mortgage lending in Wayne County, Tennessee
Lenders in Wayne County, Tennessee reported 402 mortgage applications for 2025, according to the CFPB.
402 mortgage applications and 204 loans originated in 2025; the denial rate was 30.5% of 315 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Wayne County, TN.
- 402
- Applications
- 204
- Loans originated
- 30.5%
- Denial rate
- 96 denied of 315 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 402 | 204 |
| 2024 | 333 | 176 |
| 2023 | 302 | 141 |
| 2022 | 377 | 201 |
| 2021 | 474 | 282 |
| 2020 | 381 | 231 |
| 2019 | 292 | 141 |
| 2018 | 258 | 147 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 33 | 44 |
| Renasant Bank | 24 | 25 |
| United Wholesale Mortgage | 17 | 23 |
| Fairway Independent Mort Corp | 13 | 18 |
| First Community Mortgage, Inc. | 9 | 17 |
| Mortgage Research Center | 7 | 19 |
| Farm Credit Mid-America, Aca | 4 | 5 |
| Old National Bank | 4 | 17 |
| 21ST Mortgage | 4 | 20 |
| Listerhill Credit Union | 3 | 3 |
| Vanderbilt Mortgage and Finance, Inc | 3 | 13 |
| New American Funding, LLC. | 3 | 12 |
| Equity Prime Mortgage LLC | 3 | 4 |
| Nationstar Mortgage | 3 | 3 |
| Freedom Mortgage Corporation | 3 | 8 |
| Firstbank | 3 | 6 |
| Guaranteed Rate, Inc. | 3 | 5 |
| Mortgage Investors Group | 3 | 3 |
| Assurance Financial Group, L.L.C. | 2 | 2 |
| CSL Financial, LLC | 2 | 2 |
| Planet Home Lending, LLC | 2 | 3 |
| American Financial Resources LLC | 2 | 3 |
| Delmar Financial Company | 2 | 4 |
| American Financial Network, Inc. | 2 | 2 |
| Lakeview Loan Servicing, LLC | 2 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 323 | 30.9% of 256 decided |
| Joint | under 10 | |
| Free Form Text Only | under 10 | |
| Race Not Available | 62 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 329 | 29.3% of 256 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 62 | no rate: base under 50 |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 156 | 28.2% of 117 decided |
| Female | 81 | 34.3% of 70 decided |
| Joint | 133 | 31.7% of 104 decided |
| Sex Not Available | 32 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1480 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved