Mortgage lending in Wilson County, Tennessee
Lenders in Wilson County, Tennessee reported 8,393 mortgage applications for 2025, according to the CFPB.
8,393 mortgage applications and 5,309 loans originated in 2025; the denial rate was 17.0% of 6,788 applications decided. The median loan was about $335,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area.
- 8,393
- Applications
- 5,309
- Loans originated
- 17.0%
- Denial rate
- 1,151 denied of 6,788 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 8,393 | 5,309 |
| 2024 | 7,586 | 4,618 |
| 2023 | 7,402 | 4,571 |
| 2022 | 11,077 | 6,923 |
| 2021 | 16,167 | 10,837 |
| 2020 | 16,271 | 10,867 |
| 2019 | 10,189 | 6,632 |
| 2018 | 8,134 | 5,132 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Wilson Bank and Trust | 367 | 524 |
| Rocket Mortgage | 327 | 430 |
| United Wholesale Mortgage | 269 | 348 |
| DHI Mortgage Company, LTD. | 236 | 316 |
| Firstbank | 144 | 180 |
| CMG Mortgage Inc | 128 | 177 |
| Regions Bank | 125 | 228 |
| Inspire Home Loans Inc. | 122 | 143 |
| Vanderbilt Mortgage and Finance, Inc | 117 | 179 |
| loanDepot.com LLC | 113 | 165 |
| US Bank, N.A. | 111 | 200 |
| Pinnacle Bank | 95 | 137 |
| Ascend Federal Credit Union | 91 | 134 |
| Pennymac Loan Services LLC | 80 | 153 |
| American Pacific Mortgage Corporation | 78 | 104 |
| Lennar Mortgage, LLC | 74 | 92 |
| Bank of America NA | 67 | 134 |
| Crosscountry Mortgage, LLC | 66 | 106 |
| NVR Mortgage Finance, Inc. | 60 | 81 |
| Southern Bank of Tennessee | 59 | 74 |
| Freedom Mortgage Corporation | 57 | 135 |
| Primis Bank | 54 | 77 |
| First Horizon Bank | 54 | 96 |
| Truist Bank | 49 | 95 |
| Navy Federal Credit Union | 47 | 88 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 30 | no rate: base under 50 |
| Asian | 484 | 18.0% of 378 decided |
| Black or African American | 419 | 27.5% of 342 decided |
| Native Hawaiian or Other Pacific Islander | 11 | no rate: base under 50 |
| White | 6,006 | 15.5% of 4,944 decided |
| 2 or more minority races | 13 | no rate: base under 50 |
| Joint | 164 | 13.8% of 138 decided |
| Race Not Available | 1,266 | 20.5% of 944 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 481 | 24.4% of 381 decided |
| Not Hispanic or Latino | 6,493 | 16.0% of 5,321 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,224 | 20.2% of 927 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,766 | 19.1% of 2,189 decided |
| Female | 1,584 | 20.6% of 1,299 decided |
| Joint | 3,358 | 13.0% of 2,788 decided |
| Sex Not Available | 685 | 20.5% of 512 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 193 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved