Mortgage lending in Humphreys County, Tennessee
Lenders in Humphreys County, Tennessee reported 917 mortgage applications for 2025, according to the CFPB.
917 mortgage applications and 509 loans originated in 2025; the denial rate was 25.3% of 727 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Humphreys County, TN.
- 917
- Applications
- 509
- Loans originated
- 25.3%
- Denial rate
- 184 denied of 727 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 917 | 509 |
| 2024 | 779 | 439 |
| 2023 | 683 | 396 |
| 2022 | 912 | 526 |
| 2021 | 1,096 | 709 |
| 2020 | 997 | 624 |
| 2019 | 658 | 426 |
| 2018 | 667 | 441 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Firstbank | 51 | 68 |
| First Federal Bank | 49 | 58 |
| Rocket Mortgage | 47 | 63 |
| Regions Bank | 35 | 66 |
| United Wholesale Mortgage | 26 | 40 |
| CMG Mortgage Inc | 14 | 15 |
| First Community Mortgage, Inc. | 11 | 14 |
| Mortgage Research Center | 10 | 28 |
| Farm Credit Mid-America, Aca | 9 | 14 |
| Crosscountry Mortgage, LLC | 9 | 14 |
| US Bank, N.A. | 9 | 18 |
| Liberty Federal Credit Union | 8 | 9 |
| Newrez LLC | 8 | 10 |
| TriStar Bank | 8 | 8 |
| Gershman Investment Corp. | 8 | 13 |
| Cardinal Financial Company, Li | 8 | 10 |
| Apex Bank | 8 | 11 |
| Pennymac Loan Services LLC | 8 | 14 |
| Navy Federal Credit Union | 7 | 14 |
| Freedom Mortgage Corporation | 7 | 17 |
| loanDepot.com LLC | 6 | 11 |
| Nationstar Mortgage | 6 | 7 |
| Bank of Dickson | 6 | 7 |
| Ascend Federal Credit Union | 5 | 10 |
| Amerisave Mortgage Company | 5 | 15 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 16 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 760 | 23.1% of 614 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 123 | 36.3% of 91 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 18 | no rate: base under 50 |
| Not Hispanic or Latino | 738 | 22.1% of 596 decided |
| Joint | 16 | no rate: base under 50 |
| Ethnicity Not Available | 145 | 42.3% of 104 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 340 | 21.6% of 259 decided |
| Female | 179 | 33.6% of 143 decided |
| Joint | 311 | 21.8% of 261 decided |
| Sex Not Available | 87 | 35.9% of 64 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1192 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved