Mortgage lending in Haywood County, Tennessee
Lenders in Haywood County, Tennessee reported 507 mortgage applications for 2025, according to the CFPB.
507 mortgage applications and 255 loans originated in 2025; the denial rate was 32.1% of 405 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Haywood County, TN.
- 507
- Applications
- 255
- Loans originated
- 32.1%
- Denial rate
- 130 denied of 405 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 507 | 255 |
| 2024 | 426 | 203 |
| 2023 | 472 | 234 |
| 2022 | 494 | 259 |
| 2021 | 572 | 329 |
| 2020 | 497 | 306 |
| 2019 | 444 | 246 |
| 2018 | 522 | 316 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Fairway Independent Mort Corp | 21 | 29 |
| First Community Mortgage, Inc. | 17 | 21 |
| Leaders Credit Union | 15 | 22 |
| Insouth Bank | 15 | 25 |
| Rocket Mortgage | 14 | 23 |
| Regions Bank | 14 | 49 |
| Mortgage Research Center | 10 | 17 |
| Decatur County Bank | 8 | 14 |
| United Wholesale Mortgage | 8 | 12 |
| Cadence Bank | 7 | 10 |
| Re Investment Loans LLC | 6 | 6 |
| Pennymac Loan Services LLC | 6 | 13 |
| JPMorgan Chase Bank, NA | 5 | 8 |
| Simmons Bank | 4 | 11 |
| Firstbank | 4 | 9 |
| New Day Financial, LLC. | 4 | 9 |
| First South Financial Federal Credit Union | 3 | 5 |
| Nationstar Mortgage | 3 | 3 |
| First Citizens National Bank | 3 | 6 |
| Guaranteed Rate, Inc. | 3 | 6 |
| Mortgage Investors Group | 3 | 4 |
| Cardinal Financial Company, Li | 3 | 4 |
| Vanderbilt Mortgage and Finance, Inc | 2 | 20 |
| McKenzie Banking Company | 2 | 3 |
| Community Bank | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 163 | 54.1% of 135 decided |
| White | 250 | 21.1% of 199 decided |
| 2 or more minority races | under 10 | |
| Joint | 10 | no rate: base under 50 |
| Race Not Available | 78 | 17.0% of 59 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 392 | 34.0% of 321 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 89 | 27.3% of 66 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 173 | 34.5% of 139 decided |
| Female | 131 | 34.6% of 104 decided |
| Joint | 158 | 30.9% of 126 decided |
| Sex Not Available | 45 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1650 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved