Mortgage lending in Lauderdale County, Tennessee
Lenders in Lauderdale County, Tennessee reported 706 mortgage applications for 2025, according to the CFPB.
706 mortgage applications and 345 loans originated in 2025; the denial rate was 29.3% of 526 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Lauderdale County, TN.
- 706
- Applications
- 345
- Loans originated
- 29.3%
- Denial rate
- 154 denied of 526 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 706 | 345 |
| 2024 | 683 | 347 |
| 2023 | 657 | 311 |
| 2022 | 663 | 347 |
| 2021 | 777 | 405 |
| 2020 | 724 | 369 |
| 2019 | 605 | 310 |
| 2018 | 585 | 340 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Fairway Independent Mort Corp | 59 | 81 |
| BankTennessee | 29 | 31 |
| Rocket Mortgage | 20 | 28 |
| Leaders Credit Union | 19 | 39 |
| Regions Bank | 18 | 47 |
| Cadence Bank | 17 | 29 |
| Security Bank and Trust Company | 16 | 27 |
| First Citizens National Bank | 13 | 20 |
| Mortgage Research Center | 11 | 22 |
| First Community Mortgage, Inc. | 10 | 13 |
| Crosscountry Mortgage, LLC | 9 | 14 |
| United Wholesale Mortgage | 8 | 12 |
| 21ST Mortgage | 8 | 25 |
| Re Investment Loans LLC | 7 | 8 |
| Pennymac Loan Services LLC | 7 | 10 |
| Mortgage Investors Group | 6 | 6 |
| Vanderbilt Mortgage and Finance, Inc | 5 | 74 |
| Bank3 | 5 | 6 |
| Farm Credit Mid-America, Aca | 4 | 7 |
| Simmons Bank | 4 | 4 |
| Freedom Mortgage Corporation | 3 | 11 |
| Security Bank | 3 | 3 |
| Lower, LLC | 3 | 5 |
| New Day Financial, LLC. | 3 | 9 |
| RF Renovo Management Company, LLC | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | 157 | 39.5% of 119 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 415 | 24.9% of 326 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Free Form Text Only | under 10 | |
| Race Not Available | 119 | 27.8% of 72 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 553 | 27.9% of 433 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 132 | 38.3% of 81 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 237 | 28.9% of 187 decided |
| Female | 202 | 37.0% of 146 decided |
| Joint | 191 | 22.3% of 148 decided |
| Sex Not Available | 76 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2263 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved