Mortgage lending in Sequatchie County, Tennessee
Lenders in Sequatchie County, Tennessee reported 813 mortgage applications for 2025, according to the CFPB.
813 mortgage applications and 437 loans originated in 2025; the denial rate was 26.0% of 649 applications decided. The median loan was about $225,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Chattanooga, TN-GA MSA.
- 813
- Applications
- 437
- Loans originated
- 26.0%
- Denial rate
- 169 denied of 649 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 813 | 437 |
| 2024 | 724 | 372 |
| 2023 | 634 | 319 |
| 2022 | 846 | 459 |
| 2021 | 1,070 | 606 |
| 2020 | 944 | 581 |
| 2019 | 634 | 374 |
| 2018 | 608 | 372 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Citizens Tri County Bank | 49 | 64 |
| Rocket Mortgage | 43 | 71 |
| United Wholesale Mortgage | 30 | 36 |
| Tennessee Valley Federal C U | 25 | 38 |
| Firstbank | 16 | 22 |
| Union Home Mortgage Corp. | 15 | 16 |
| Mountain Valley Bank | 12 | 18 |
| Mortgage Research Center | 11 | 20 |
| CMG Mortgage Inc | 8 | 11 |
| Mortgage Investors Group | 8 | 13 |
| Regions Bank | 8 | 20 |
| TJC Mortgage Inc | 7 | 11 |
| Summit Funding.inc | 7 | 11 |
| Mutual of Omaha Mortgage | 6 | 9 |
| 21ST Mortgage | 6 | 36 |
| Vanderbilt Mortgage and Finance, Inc | 5 | 81 |
| Farm Credit Mid-America, Aca | 5 | 5 |
| New American Funding, LLC. | 5 | 13 |
| Newrez LLC | 5 | 9 |
| Canopy Mortgage, LLC | 5 | 6 |
| Truist Bank | 5 | 8 |
| Pennymac Loan Services LLC | 5 | 13 |
| Leaderone Financial Corp. | 4 | 4 |
| Alameda Mortgage Corporation | 4 | 4 |
| Ark-LA-Tex Financial Services LLC | 4 | 6 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 699 | 26.3% of 566 decided |
| Joint | 11 | no rate: base under 50 |
| Race Not Available | 94 | 29.4% of 68 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 651 | 24.9% of 533 decided |
| Joint | 16 | no rate: base under 50 |
| Ethnicity Not Available | 129 | 34.1% of 91 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 269 | 25.4% of 217 decided |
| Female | 161 | 36.7% of 120 decided |
| Joint | 332 | 20.6% of 276 decided |
| Sex Not Available | 51 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 815 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved