Mortgage lending in DeKalb County, Tennessee
Lenders in DeKalb County, Tennessee reported 1,065 mortgage applications for 2025, according to the CFPB.
1,065 mortgage applications and 628 loans originated in 2025; the denial rate was 21.5% of 861 applications decided. The median loan was about $235,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: DeKalb County, TN.
- 1,065
- Applications
- 628
- Loans originated
- 21.5%
- Denial rate
- 185 denied of 861 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,065 | 628 |
| 2024 | 975 | 587 |
| 2023 | 956 | 612 |
| 2022 | 1,328 | 797 |
| 2021 | 1,531 | 992 |
| 2020 | 1,287 | 848 |
| 2019 | 925 | 598 |
| 2018 | 791 | 463 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Firstbank | 58 | 77 |
| Wilson Bank and Trust | 51 | 77 |
| Rocket Mortgage | 49 | 67 |
| United Wholesale Mortgage | 36 | 56 |
| First National Bank of Middle Tennessee | 36 | 44 |
| Wellworth Bank | 29 | 29 |
| Regions Bank | 27 | 55 |
| CMG Mortgage Inc | 18 | 27 |
| Pennymac Loan Services LLC | 15 | 26 |
| Mortgage Research Center | 13 | 21 |
| Ascend Federal Credit Union | 12 | 16 |
| Union Home Mortgage Corp. | 9 | 12 |
| American Financial Resources LLC | 8 | 11 |
| Crosscountry Mortgage, LLC | 8 | 16 |
| Citizens Bank | 7 | 8 |
| American Pacific Mortgage Corporation | 7 | 11 |
| One Bank of Tennessee | 6 | 6 |
| Navy Federal Credit Union | 6 | 12 |
| Guild Mortgage Company | 6 | 7 |
| New American Funding, LLC. | 6 | 13 |
| US Bank, N.A. | 6 | 11 |
| Click n' Close, Inc. | 5 | 5 |
| Interlinc Mortgage Services, LLC | 5 | 5 |
| Pinnacle Bank | 5 | 6 |
| Village Capital & Investment | 5 | 8 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 14 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 856 | 21.9% of 697 decided |
| 2 or more minority races | under 10 | |
| Joint | 13 | no rate: base under 50 |
| Race Not Available | 173 | 17.8% of 135 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 31 | no rate: base under 50 |
| Not Hispanic or Latino | 846 | 21.3% of 687 decided |
| Joint | 14 | no rate: base under 50 |
| Ethnicity Not Available | 174 | 15.9% of 138 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 344 | 22.0% of 273 decided |
| Female | 193 | 34.9% of 152 decided |
| Joint | 417 | 17.0% of 348 decided |
| Sex Not Available | 111 | 14.8% of 88 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 704 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved