Mortgage lending in Lawrence County, Tennessee
Lenders in Lawrence County, Tennessee reported 1,634 mortgage applications for 2025, according to the CFPB.
1,634 mortgage applications and 981 loans originated in 2025; the denial rate was 20.6% of 1,304 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Lawrence County, TN.
- 1,634
- Applications
- 981
- Loans originated
- 20.6%
- Denial rate
- 268 denied of 1,304 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,634 | 981 |
| 2024 | 1,414 | 839 |
| 2023 | 1,347 | 804 |
| 2022 | 1,920 | 1,198 |
| 2021 | 2,077 | 1,312 |
| 2020 | 1,726 | 1,093 |
| 2019 | 1,267 | 778 |
| 2018 | 1,191 | 700 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Fairway Independent Mort Corp | 119 | 182 |
| First Farmers and Merchants Bank | 98 | 118 |
| Rocket Mortgage | 80 | 104 |
| Heritage Bank & Trust | 39 | 53 |
| United Wholesale Mortgage | 32 | 46 |
| Firstbank | 27 | 30 |
| Renasant Bank | 25 | 33 |
| First Community Mortgage, Inc. | 22 | 28 |
| First Horizon Bank | 22 | 44 |
| Fortera Federal Credit Union | 21 | 41 |
| CMG Mortgage Inc | 19 | 23 |
| Truist Bank | 18 | 38 |
| Old National Bank | 17 | 25 |
| Mortgage Research Center | 17 | 36 |
| 21ST Mortgage | 17 | 55 |
| Bank of Frankewing | 15 | 19 |
| Pennymac Loan Services LLC | 14 | 26 |
| Farm Credit Mid-America, Aca | 13 | 17 |
| Freedom Mortgage Corporation | 12 | 33 |
| Kelley Mortgage, LLC | 12 | 12 |
| Builtwell Bank | 11 | 16 |
| United Community Bank | 11 | 14 |
| Ascend Federal Credit Union | 10 | 14 |
| Stockton Mortgage Corporation | 10 | 11 |
| New American Funding, LLC. | 9 | 23 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 10 | no rate: base under 50 |
| Asian | 10 | no rate: base under 50 |
| Black or African American | 17 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,364 | 20.1% of 1,102 decided |
| 2 or more minority races | under 10 | |
| Joint | 21 | no rate: base under 50 |
| Race Not Available | 208 | 20.4% of 157 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 1,341 | 20.4% of 1,082 decided |
| Joint | 33 | no rate: base under 50 |
| Ethnicity Not Available | 234 | 20.2% of 173 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 546 | 23.1% of 425 decided |
| Female | 347 | 22.3% of 283 decided |
| Joint | 613 | 17.2% of 500 decided |
| Sex Not Available | 128 | 21.9% of 96 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1064 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved