Mortgage lending in Rhea County, Tennessee
Lenders in Rhea County, Tennessee reported 1,587 mortgage applications for 2025, according to the CFPB.
1,587 mortgage applications and 801 loans originated in 2025; the denial rate was 29.3% of 1,239 applications decided. The median loan was about $215,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Rhea County, TN.
- 1,587
- Applications
- 801
- Loans originated
- 29.3%
- Denial rate
- 363 denied of 1,239 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,587 | 801 |
| 2024 | 1,364 | 723 |
| 2023 | 1,115 | 571 |
| 2022 | 1,459 | 801 |
| 2021 | 1,777 | 1,037 |
| 2020 | 1,506 | 905 |
| 2019 | 1,107 | 653 |
| 2018 | 1,075 | 601 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 65 | 89 |
| United Wholesale Mortgage | 60 | 95 |
| SouthEast Bank | 50 | 66 |
| First Financial Bank NA | 43 | 82 |
| Tennessee Valley Federal C U | 41 | 77 |
| DHI Mortgage Company, LTD. | 32 | 50 |
| First Farmers and Commercial Bank | 26 | 28 |
| First Community Mortgage, Inc. | 23 | 36 |
| Regions Bank | 23 | 56 |
| Vanderbilt Mortgage and Finance, Inc | 20 | 143 |
| Firstbank | 18 | 49 |
| Pennymac Loan Services LLC | 16 | 32 |
| Mortgage Research Center | 15 | 33 |
| Union Home Mortgage Corp. | 15 | 18 |
| Crosscountry Mortgage, LLC | 13 | 19 |
| CMG Mortgage Inc | 12 | 14 |
| Navy Federal Credit Union | 11 | 16 |
| Citizens Tri County Bank | 11 | 18 |
| Ixonia Bank | 11 | 13 |
| Freedom Mortgage Corporation | 10 | 35 |
| Movement Mortgage, LLC | 9 | 9 |
| Farm Credit Mid-America, Aca | 8 | 9 |
| American Pacific Mortgage Corporation | 8 | 10 |
| Mortgage Investors Group | 8 | 16 |
| Nationstar Mortgage | 7 | 10 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 12 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | 18 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,313 | 27.5% of 1,042 decided |
| 2 or more minority races | under 10 | |
| Joint | 26 | no rate: base under 50 |
| Race Not Available | 211 | 35.1% of 151 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 42 | no rate: base under 50 |
| Not Hispanic or Latino | 1,276 | 26.9% of 1,012 decided |
| Joint | 29 | no rate: base under 50 |
| Ethnicity Not Available | 240 | 38.7% of 173 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 551 | 31.3% of 428 decided |
| Female | 257 | 32.2% of 199 decided |
| Joint | 656 | 25.7% of 526 decided |
| Sex Not Available | 123 | 34.9% of 86 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 936 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved