Mortgage lending in Giles County, Tennessee
Lenders in Giles County, Tennessee reported 1,262 mortgage applications for 2025, according to the CFPB.
1,262 mortgage applications and 745 loans originated in 2025; the denial rate was 21.1% of 994 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Giles County, TN.
- 1,262
- Applications
- 745
- Loans originated
- 21.1%
- Denial rate
- 210 denied of 994 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,262 | 745 |
| 2024 | 1,004 | 588 |
| 2023 | 997 | 553 |
| 2022 | 1,267 | 766 |
| 2021 | 1,519 | 959 |
| 2020 | 1,201 | 725 |
| 2019 | 1,030 | 610 |
| 2018 | 986 | 578 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 69 | 100 |
| First National Bank of Pulaski | 57 | 64 |
| United Wholesale Mortgage | 39 | 54 |
| First Community Mortgage, Inc. | 37 | 42 |
| Kelley Mortgage, LLC | 33 | 33 |
| Bank of Frankewing | 30 | 42 |
| Truist Bank | 30 | 53 |
| CB&S Bank | 23 | 30 |
| Redstone Federal Credit Union | 17 | 29 |
| First Farmers and Merchants Bank | 16 | 27 |
| Firstbank | 15 | 18 |
| Primis Bank | 14 | 21 |
| Fairway Independent Mort Corp | 14 | 24 |
| Crosscountry Mortgage, LLC | 14 | 28 |
| Farm Credit Mid-America, Aca | 12 | 18 |
| Mortgage Research Center | 12 | 28 |
| Freedom Mortgage Corporation | 11 | 15 |
| Navy Federal Credit Union | 9 | 14 |
| New American Funding, LLC. | 9 | 23 |
| Fortera Federal Credit Union | 7 | 11 |
| Ascend Federal Credit Union | 7 | 15 |
| CMG Mortgage Inc | 7 | 14 |
| Amerisave Mortgage Company | 7 | 23 |
| Figure Lending LLC | 6 | 9 |
| Vanderbilt Mortgage and Finance, Inc | 6 | 55 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 82 | 44.8% of 67 decided |
| White | 978 | 18.3% of 787 decided |
| Joint | 20 | no rate: base under 50 |
| Race Not Available | 171 | 24.6% of 114 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 15 | no rate: base under 50 |
| Not Hispanic or Latino | 1,061 | 20.2% of 857 decided |
| Joint | withheld | |
| Ethnicity Not Available | 173 | 26.7% of 116 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 454 | 21.5% of 358 decided |
| Female | 282 | 24.4% of 217 decided |
| Joint | 419 | 17.7% of 345 decided |
| Sex Not Available | 107 | 25.7% of 74 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1062 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved