Mortgage lending in Hardin County, Tennessee
Lenders in Hardin County, Tennessee reported 833 mortgage applications for 2025, according to the CFPB.
833 mortgage applications and 480 loans originated in 2025; the denial rate was 21.1% of 644 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Hardin County, TN.
- 833
- Applications
- 480
- Loans originated
- 21.1%
- Denial rate
- 136 denied of 644 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 833 | 480 |
| 2024 | 718 | 433 |
| 2023 | 688 | 384 |
| 2022 | 893 | 500 |
| 2021 | 1,328 | 827 |
| 2020 | 1,166 | 780 |
| 2019 | 760 | 487 |
| 2018 | 735 | 423 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 47 | 64 |
| Equity Prime Mortgage LLC | 39 | 42 |
| Union Home Mortgage Corp. | 37 | 42 |
| First Community Mortgage, Inc. | 20 | 25 |
| United Wholesale Mortgage | 18 | 27 |
| Mortgage Research Center | 17 | 40 |
| CB&S Bank | 16 | 24 |
| Click n' Close, Inc. | 14 | 16 |
| Cadence Bank | 12 | 16 |
| Centennial Bank | 11 | 12 |
| The Bank of Fayette County | 10 | 13 |
| Mortgage Investors Group | 10 | 12 |
| Leaders Credit Union | 8 | 15 |
| Renasant Bank | 8 | 9 |
| Assurance Financial Group, L.L.C. | 7 | 7 |
| Pennymac Loan Services LLC | 7 | 17 |
| Truist Bank | 6 | 12 |
| Coastal Community Bank | 5 | 9 |
| Delmar Financial Company | 5 | 8 |
| loanDepot.com LLC | 5 | 8 |
| Pinnacle Bank | 5 | 8 |
| Stockton Mortgage Corporation | 5 | 7 |
| Magnolia Bank | 5 | 5 |
| Regions Bank | 5 | 11 |
| Trustmark Bank | 4 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 13 | no rate: base under 50 |
| White | 659 | 20.7% of 503 decided |
| Joint | under 10 | |
| Race Not Available | 143 | 21.2% of 113 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 17 | no rate: base under 50 |
| Not Hispanic or Latino | 689 | 19.2% of 536 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 120 | 28.4% of 88 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 312 | 16.6% of 229 decided |
| Female | 164 | 30.2% of 126 decided |
| Joint | 283 | 20.9% of 230 decided |
| Sex Not Available | 74 | 20.3% of 59 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1190 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved