Mortgage lending in Loudon County, Tennessee
Lenders in Loudon County, Tennessee reported 3,200 mortgage applications for 2025, according to the CFPB.
3,200 mortgage applications and 1,970 loans originated in 2025; the denial rate was 17.7% of 2,530 applications decided. The median loan was about $285,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Knoxville, TN HUD Metro FMR Area.
- 3,200
- Applications
- 1,970
- Loans originated
- 17.7%
- Denial rate
- 449 denied of 2,530 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,200 | 1,970 |
| 2024 | 2,728 | 1,655 |
| 2023 | 2,538 | 1,569 |
| 2022 | 3,792 | 2,340 |
| 2021 | 4,846 | 3,100 |
| 2020 | 4,742 | 3,034 |
| 2019 | 3,213 | 2,035 |
| 2018 | 2,690 | 1,661 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 157 | 202 |
| Mortgage Investors Group | 121 | 178 |
| United Wholesale Mortgage | 100 | 134 |
| United Community Bank | 97 | 137 |
| Ornl Federal Credit Union | 82 | 134 |
| Knoxville TVA Employees Credit Union | 62 | 81 |
| Truist Bank | 60 | 102 |
| Y-12 Federal Credit Union | 43 | 64 |
| Regions Bank | 42 | 79 |
| Fairway Independent Mort Corp | 40 | 57 |
| Home Federal Bank of Tennessee | 32 | 34 |
| Vanderbilt Mortgage and Finance, Inc | 29 | 149 |
| SouthEast Bank | 29 | 32 |
| Movement Mortgage, LLC | 29 | 40 |
| Pennymac Loan Services LLC | 29 | 61 |
| Navy Federal Credit Union | 26 | 49 |
| Crosscountry Mortgage, LLC | 26 | 40 |
| Mortgage Research Center | 25 | 60 |
| Eustis Mortgage Corp | 23 | 31 |
| Newrez LLC | 22 | 45 |
| CMG Mortgage Inc | 22 | 30 |
| Freedom Mortgage Corporation | 21 | 44 |
| American Pacific Mortgage Corporation | 20 | 24 |
| JPMorgan Chase Bank, NA | 19 | 23 |
| Countybank | 18 | 21 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 18 | no rate: base under 50 |
| Asian | 29 | no rate: base under 50 |
| Black or African American | 36 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,629 | 17.3% of 2,102 decided |
| 2 or more minority races | under 10 | |
| Joint | 60 | no rate: base under 50 |
| Race Not Available | 419 | 21.9% of 310 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 154 | 31.9% of 116 decided |
| Not Hispanic or Latino | 2,540 | 16.7% of 2,048 decided |
| Joint | withheld | |
| Ethnicity Not Available | 447 | 20.3% of 320 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 934 | 22.1% of 723 decided |
| Female | 586 | 21.3% of 456 decided |
| Joint | 1,426 | 13.4% of 1,165 decided |
| Sex Not Available | 254 | 19.4% of 186 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 373 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved