Mortgage lending in Sumner County, Tennessee
Lenders in Sumner County, Tennessee reported 10,466 mortgage applications for 2025, according to the CFPB.
10,466 mortgage applications and 6,456 loans originated in 2025; the denial rate was 17.8% of 8,340 applications decided. The median loan was about $305,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area.
- 10,466
- Applications
- 6,456
- Loans originated
- 17.8%
- Denial rate
- 1,488 denied of 8,340 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 10,466 | 6,456 |
| 2024 | 9,690 | 5,968 |
| 2023 | 8,900 | 5,525 |
| 2022 | 12,914 | 8,015 |
| 2021 | 19,083 | 12,778 |
| 2020 | 18,897 | 12,776 |
| 2019 | 12,795 | 8,324 |
| 2018 | 10,570 | 6,717 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 459 | 639 |
| United Wholesale Mortgage | 459 | 602 |
| CMG Mortgage Inc | 292 | 393 |
| Regions Bank | 162 | 328 |
| The Farmers Bank | 142 | 173 |
| NVR Mortgage Finance, Inc. | 129 | 176 |
| Volunteer Bank | 122 | 149 |
| Crosscountry Mortgage, LLC | 120 | 185 |
| FirstTrust Home Loans | 117 | 136 |
| loanDepot.com LLC | 117 | 146 |
| Wilson Bank and Trust | 107 | 165 |
| Freedom Mortgage Corporation | 105 | 191 |
| Ascend Federal Credit Union | 103 | 161 |
| DHI Mortgage Company, LTD. | 102 | 152 |
| First Horizon Bank | 99 | 151 |
| Vanderbilt Mortgage and Finance, Inc | 97 | 178 |
| Fairway Independent Mort Corp | 97 | 152 |
| US Bank, N.A. | 92 | 189 |
| Bank of America NA | 92 | 185 |
| Pinnacle Bank | 91 | 146 |
| Pennymac Loan Services LLC | 82 | 182 |
| Lennar Mortgage, LLC | 79 | 112 |
| Old National Bank | 75 | 123 |
| Fifth Third Bank, National Association | 74 | 133 |
| Firstbank | 70 | 89 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 63 | no rate: base under 50 |
| Asian | 232 | 23.0% of 165 decided |
| Black or African American | 494 | 28.7% of 404 decided |
| Native Hawaiian or Other Pacific Islander | 13 | no rate: base under 50 |
| White | 7,895 | 16.6% of 6,393 decided |
| 2 or more minority races | under 10 | |
| Joint | 171 | 11.2% of 143 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 1,589 | 19.8% of 1,171 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 528 | 20.2% of 425 decided |
| Not Hispanic or Latino | 8,131 | 17.6% of 6,553 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,599 | 19.2% of 1,184 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 3,399 | 18.9% of 2,683 decided |
| Female | 2,089 | 21.6% of 1,654 decided |
| Joint | 4,062 | 14.3% of 3,325 decided |
| Sex Not Available | 916 | 21.5% of 678 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 281 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved