Mortgage lending in Carroll County, Tennessee
Lenders in Carroll County, Tennessee reported 1,191 mortgage applications for 2025, according to the CFPB.
1,191 mortgage applications and 684 loans originated in 2025; the denial rate was 23.8% of 960 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Carroll County, TN.
- 1,191
- Applications
- 684
- Loans originated
- 23.8%
- Denial rate
- 228 denied of 960 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,191 | 684 |
| 2024 | 1,027 | 619 |
| 2023 | 913 | 539 |
| 2022 | 1,137 | 697 |
| 2021 | 1,241 | 840 |
| 2020 | 1,100 | 751 |
| 2019 | 910 | 590 |
| 2018 | 698 | 425 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Carroll Bank and Trust | 162 | 173 |
| Firstbank | 68 | 109 |
| Rocket Mortgage | 52 | 65 |
| First Community Mortgage, Inc. | 45 | 61 |
| Regions Bank | 40 | 80 |
| Centennial Bank | 25 | 29 |
| Leaders Credit Union | 20 | 32 |
| United Wholesale Mortgage | 20 | 32 |
| Mortgage Research Center | 18 | 37 |
| Simmons Bank | 10 | 16 |
| Nationstar Mortgage | 10 | 13 |
| Pennymac Loan Services LLC | 10 | 15 |
| Vanderbilt Mortgage and Finance, Inc | 9 | 87 |
| Freedom Mortgage Corporation | 9 | 15 |
| Cardinal Financial Company, Li | 9 | 12 |
| Nations Lending Corporation | 8 | 10 |
| Amerisave Mortgage Company | 6 | 16 |
| McKenzie Banking Company | 5 | 7 |
| New American Funding, LLC. | 5 | 19 |
| 21ST Mortgage | 5 | 47 |
| Cadence Bank | 5 | 8 |
| Southwest Stage Funding LLC | 4 | 11 |
| Farm Credit Mid-America, Aca | 4 | 7 |
| loanDepot.com LLC | 4 | 10 |
| Plaza Home Mortgage, Inc | 4 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 60 | no rate: base under 50 |
| White | 959 | 21.8% of 784 decided |
| 2 or more minority races | under 10 | |
| Joint | 23 | no rate: base under 50 |
| Race Not Available | 139 | 25.9% of 108 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 23 | no rate: base under 50 |
| Not Hispanic or Latino | 986 | 22.5% of 804 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 172 | 31.1% of 132 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 445 | 24.6% of 357 decided |
| Female | 213 | 29.8% of 168 decided |
| Joint | 445 | 21.3% of 366 decided |
| Sex Not Available | 88 | 17.4% of 69 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2463 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved