Mortgage lending in Anderson County, Tennessee
Lenders in Anderson County, Tennessee reported 3,687 mortgage applications for 2025, according to the CFPB.
3,687 mortgage applications and 2,106 loans originated in 2025; the denial rate was 22.2% of 2,902 applications decided. The median loan was about $225,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Knoxville, TN HUD Metro FMR Area.
- 3,687
- Applications
- 2,106
- Loans originated
- 22.2%
- Denial rate
- 643 denied of 2,902 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,687 | 2,106 |
| 2024 | 3,336 | 1,861 |
| 2023 | 3,098 | 1,750 |
| 2022 | 4,235 | 2,526 |
| 2021 | 5,525 | 3,539 |
| 2020 | 4,759 | 2,927 |
| 2019 | 3,521 | 2,136 |
| 2018 | 3,143 | 1,826 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 177 | 232 |
| Mortgage Investors Group | 164 | 235 |
| Y-12 Federal Credit Union | 145 | 259 |
| Ornl Federal Credit Union | 111 | 189 |
| United Wholesale Mortgage | 103 | 127 |
| Regions Bank | 64 | 127 |
| DHI Mortgage Company, LTD. | 56 | 83 |
| Knoxville TVA Employees Credit Union | 48 | 58 |
| Mortgage Research Center | 44 | 83 |
| Fairway Independent Mort Corp | 39 | 50 |
| Freedom Mortgage Corporation | 37 | 74 |
| Pennymac Loan Services LLC | 37 | 61 |
| Enrichment Federal Credit Unio | 31 | 43 |
| Home Federal Bank of Tennessee | 29 | 39 |
| Vanderbilt Mortgage and Finance, Inc | 28 | 221 |
| Peoples Bank of the South | 27 | 27 |
| Movement Mortgage, LLC | 26 | 39 |
| Community Trust Bank, Inc. | 25 | 29 |
| American Pacific Mortgage Corporation | 24 | 27 |
| First Community Mortgage, Inc. | 24 | 31 |
| Truist Bank | 24 | 38 |
| Eustis Mortgage Corp | 23 | 31 |
| New American Funding, LLC. | 23 | 49 |
| Nationstar Mortgage | 23 | 32 |
| US Bank, N.A. | 19 | 33 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 12 | no rate: base under 50 |
| Asian | 37 | no rate: base under 50 |
| Black or African American | 77 | 29.1% of 55 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,979 | 22.1% of 2,357 decided |
| 2 or more minority races | under 10 | |
| Joint | 43 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 533 | 22.1% of 411 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 133 | 25.0% of 96 decided |
| Not Hispanic or Latino | 2,880 | 21.8% of 2,293 decided |
| Joint | withheld | |
| Ethnicity Not Available | 618 | 24.5% of 469 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,306 | 23.3% of 1,017 decided |
| Female | 747 | 27.1% of 580 decided |
| Joint | 1,290 | 18.9% of 1,044 decided |
| Sex Not Available | 344 | 19.9% of 261 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 809 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved