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Mortgage lending in Arkansas

Lenders in Arkansas reported 116,991 mortgage applications for 2025, according to the CFPB.

116,991 mortgage applications and 66,490 loans originated in 2025. 21,278 of the 91,981 applications decided were denied, 23.1%. From 2025, the CFPB’s Snapshot release.

116,991
Applications
66,490
Loans originated
21.4 per 1,000 residents, over the Census Bureau's 2025 estimate.
23.1%
Denial rate
21,278 denied of 91,981 applications decided.

The largest lenders in Arkansas

2 more columns on a wider screen

Lenders in Arkansas by loans originated, 2025
RankLenderOriginated
1Arvest Bank6,555
2Rocket Mortgage4,094
3Arkansas Federal Credit Union2,263
4FirstTrust Home Loans2,197
5United Wholesale Mortgage1,696
6First Security Bank1,535
7Flat Branch Mortgage, Inc.1,481
8First Community Bank1,415
9Fairway Independent Mort Corp1,335
10Centennial Bank1,278
11Mortgage Research Center1,236
12Regions Bank1,129
13Bank Ozk1,001
14Simmons Bank986
15Eagle Bank and Trust Company975
16Pennymac Loan Services LLC947
17Cadence Bank939
18Freedom Mortgage Corporation675
19Highlands Residential Mortgage, Ltd.673
20DHI Mortgage Company, LTD.638
2121ST Mortgage631
22First Horizon Bank628
23US Bank, N.A.556
24Southern Bancorp Bank524
25Eustis Mortgage Corp516

Counties in Arkansas

1 more column on a wider screen

Counties in Arkansas by loans originated, with the median loan, 2025
CountyOriginatedMedian loan
Benton County10,608$275,000
Pulaski County8,515$175,000
Washington County6,230$255,000
Saline County3,566$205,000
Faulkner County3,326$195,000
Craighead County2,594$175,000
Sebastian County2,567$155,000
Garland County2,357$175,000
Lonoke County2,205$195,000
White County1,735$155,000
Crawford County1,339$165,000
Pope County1,191$145,000
Baxter County1,108$155,000
Greene County1,073$155,000
Boone County944$155,000
Jefferson County814$125,000
Crittenden County787$155,000
Independence County704$155,000
Carroll County638$165,000
Cleburne County633$175,000
Miller County633$155,000
Hot Spring County597$135,000
Mississippi County529$145,000
Union County511$145,000
Johnson County467$135,000
Poinsett County429$115,000
Grant County420$170,000
Polk County414$155,000
Conway County405$145,000
Sharp County398$135,000
Madison County389$195,000
Van Buren County389$135,000
Franklin County365$135,000
Marion County363$145,000
Clark County355$145,000
Logan County339$115,000
Ouachita County330$115,000
Yell County324$125,000
Cross County316$135,000
Randolph County312$115,000
Columbia County278$145,000
Izard County269$155,000
Lawrence County269$115,000
Arkansas County264$105,000
Clay County252$115,000
Hempstead County244$115,000
Ashley County240$105,000
Sevier County236$95,000
Perry County216$130,000
Stone County203$145,000
Little River County201$125,000
Jackson County192$105,000
Fulton County174$145,000
Montgomery County164$125,000
Searcy County152$135,000
St. Francis County150$105,000
Scott County150$115,000
Howard County147$105,000
Drew County143$155,000
Newton County142$150,000
Pike County141$105,000
Prairie County113$95,000
Lincoln County105$125,000
Cleveland County94$145,000
Phillips County85$95,000
Desha County79$115,000
Nevada County75$95,000
Calhoun County72$115,000
Bradley County67$135,000
Dallas County59$105,000
Chicot County57$115,000
Lafayette County52$95,000
Lee County46under 50 loans
Woodruff County45under 50 loans
Monroe County41under 50 loans

Arkansas elsewhere on the Factbook

  • Reported crime Crime and justice

    Offenses reported to police by type, the trend, and the reporting coverage.

  • Most dangerous cities in Arkansas Crime and justice

    What each agency serving 25,000 or more reported, ranked. Agency populations overlap, so these do not add up to the state.

  • Prison population Crime and justice

    People held under the state’s correctional authority, and the imprisonment rate. A different publisher counting a different thing.

  • Arrests by race, sex and age Crime and justice

    Arrests as the FBI’s participating agencies reported them, with what the figures can and cannot support at the top.

  • Hate crime Crime and justice

    Incidents reported to the FBI by bias motivation, as counts — the collection publishes no participation share, so there is no rate to compare states on.

  • Federal obligations Federal spending

    What federal agencies obligated against a place of performance in the state, per resident and by agency.

  • Registered nonprofits Nonprofits

    How many organizations the IRS lists in the state, what they report as revenue, and which kinds of work they do.

  • Payments to doctors Health

    What drug and device companies reported paying doctors with a practice address in the state, and the largest recipients.

  • Farm program payments Farm subsidies

    What the Farm Service Agency paid through the state’s county offices, by program and by recipient. The offices that administered the payments, not a count of farms: a recipient addressed elsewhere is counted where they were paid.

  • Paycheck Protection Program loans PPP loans

    The PPP loans SBA guaranteed to businesses operating in the state, by county, with how many carry a forgiveness amount and how many were charged off. Loans, not businesses: a business with two draws is two loans.

  • Public schools Schools

    Pupils, schools and teachers, the largest districts, what districts spend per pupil and where the money comes from, and the colleges that take federal student aid.

  • Banks and credit unions Banks and credit unions

    The FDIC-insured banks headquartered in the state and their offices, and the credit unions based there and their sites, each per resident and against every other state.

  • Housing Housing

    The homes under HUD’s rental assistance programs in the state, by program and county, and its tax-credit housing, each per resident and against every other state.

  • College athletics Sports

    Every college in the state that reported to the Equity in Athletics survey, ranked by its athletics revenue, with its expenses, athletes and athletic aid.

  • Federal civilian workforce Federal salaries

    Federal civilian employees stationed in the state by agency and occupation, with the pay OPM publishes and the share it withholds.

  • The Arkansas Factbook entry Across the Factbook

    Every measure the Factbook publishes for this state in one place, each with where it ranks among the others and the record it came from.

The immigration hub has no page for this state: EOIR runs no immigration court here, and CBP publishes by sector and field office, which are its own areas of responsibility rather than a geography. Immigration and the border.

More about Arkansas →

Sources

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved