Mortgage lending in Johnson County, Arkansas
Lenders in Johnson County, Arkansas reported 845 mortgage applications for 2025, according to the CFPB.
845 mortgage applications and 467 loans originated in 2025; the denial rate was 26.9% of 681 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Johnson County, AR.
- 845
- Applications
- 467
- Loans originated
- 26.9%
- Denial rate
- 183 denied of 681 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 845 | 467 |
| 2024 | 785 | 449 |
| 2023 | 739 | 404 |
| 2022 | 991 | 559 |
| 2021 | 1,102 | 670 |
| 2020 | 916 | 579 |
| 2019 | 776 | 453 |
| 2018 | 736 | 420 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Arvest Bank | 98 | 145 |
| First Security Bank | 57 | 74 |
| Regions Bank | 42 | 95 |
| Union Bank | 36 | 36 |
| Rocket Mortgage | 21 | 37 |
| Mortgage Research Center | 14 | 33 |
| Simmons Bank | 12 | 16 |
| Bank Ozk | 11 | 23 |
| Farm Credit Services of Western Arkansas | 10 | 12 |
| Centennial Bank | 9 | 13 |
| Interlinc Mortgage Services, LLC | 8 | 9 |
| 21ST Mortgage | 8 | 35 |
| Pennymac Loan Services LLC | 8 | 11 |
| FirstTrust Home Loans | 6 | 6 |
| New American Funding, LLC. | 6 | 19 |
| Arkansas Federal Credit Union | 6 | 21 |
| United Wholesale Mortgage | 5 | 9 |
| First State Bank | 5 | 5 |
| Nationstar Mortgage | 5 | 11 |
| Stockton Mortgage Corporation | 5 | 6 |
| loanDepot.com LLC | 4 | 10 |
| Equity Prime Mortgage LLC | 4 | 5 |
| Flat Branch Mortgage, Inc. | 4 | 5 |
| Figure Lending LLC | 3 | 3 |
| Navy Federal Credit Union | 3 | 9 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 21 | no rate: base under 50 |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 694 | 25.8% of 562 decided |
| 2 or more minority races | under 10 | |
| Joint | 12 | no rate: base under 50 |
| Race Not Available | 104 | 28.9% of 83 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 654 | 25.9% of 529 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 102 | 29.1% of 79 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 302 | 25.1% of 235 decided |
| Female | 156 | 41.5% of 123 decided |
| Joint | 319 | 22.7% of 273 decided |
| Sex Not Available | 68 | 22.0% of 50 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2122 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved