Mortgage lending in Washington County, Arkansas
Lenders in Washington County, Arkansas reported 9,891 mortgage applications for 2025, according to the CFPB.
9,891 mortgage applications and 6,230 loans originated in 2025; the denial rate was 17.0% of 7,852 applications decided. The median loan was about $255,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Fayetteville-Springdale-Rogers, AR MSA.
- 9,891
- Applications
- 6,230
- Loans originated
- 17.0%
- Denial rate
- 1,338 denied of 7,852 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 9,891 | 6,230 |
| 2024 | 9,028 | 5,718 |
| 2023 | 8,192 | 5,055 |
| 2022 | 10,664 | 6,809 |
| 2021 | 15,639 | 10,555 |
| 2020 | 15,530 | 10,859 |
| 2019 | 10,291 | 6,898 |
| 2018 | 9,261 | 6,211 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Arvest Bank | 1,291 | 1,866 |
| Rocket Mortgage | 333 | 449 |
| DHI Mortgage Company, LTD. | 268 | 420 |
| Flat Branch Mortgage, Inc. | 268 | 319 |
| Centennial Bank | 146 | 229 |
| Signature Bank of Arkansas | 135 | 160 |
| First Security Bank | 135 | 164 |
| Priority Bank | 113 | 127 |
| United Wholesale Mortgage | 108 | 155 |
| Gateway First Bank | 99 | 118 |
| Lendlo Mortgage, LLC | 95 | 121 |
| Generations Bank | 89 | 114 |
| United Federal Credit Union | 84 | 139 |
| My Move Mortgage, LLC | 83 | 122 |
| Arkansas Federal Credit Union | 79 | 173 |
| Mortgage Research Center | 73 | 145 |
| First Horizon Bank | 72 | 100 |
| Associated Mortgage Corporation | 71 | 101 |
| Lennar Mortgage, LLC | 70 | 105 |
| Legacy National Bank | 69 | 77 |
| Simmons Bank | 63 | 111 |
| First National Bank of Fort Smith | 62 | 78 |
| Pennymac Loan Services LLC | 61 | 143 |
| Armstrong Bank | 60 | 73 |
| Encore Bank | 57 | 83 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 85 | 24.1% of 54 decided |
| Asian | 236 | 18.9% of 180 decided |
| Black or African American | 162 | 25.4% of 126 decided |
| Native Hawaiian or Other Pacific Islander | 32 | no rate: base under 50 |
| White | 7,179 | 17.4% of 5,752 decided |
| 2 or more minority races | withheld | |
| Joint | 259 | 12.0% of 209 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 1,921 | 15.1% of 1,492 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 1,234 | 29.1% of 971 decided |
| Not Hispanic or Latino | 6,564 | 15.7% of 5,237 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,801 | 13.6% of 1,420 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,928 | 20.6% of 2,299 decided |
| Female | 1,816 | 21.1% of 1,444 decided |
| Joint | 3,924 | 14.3% of 3,126 decided |
| Sex Not Available | 1,223 | 11.6% of 983 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 513 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved