Mortgage lending in Scott County, Arkansas
Lenders in Scott County, Arkansas reported 295 mortgage applications for 2025, according to the CFPB.
295 mortgage applications and 150 loans originated in 2025; the denial rate was 31.2% of 231 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Scott County, AR.
- 295
- Applications
- 150
- Loans originated
- 31.2%
- Denial rate
- 72 denied of 231 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 295 | 150 |
| 2024 | 263 | 138 |
| 2023 | 257 | 140 |
| 2022 | 251 | 116 |
| 2021 | 285 | 162 |
| 2020 | 279 | 125 |
| 2019 | 216 | 110 |
| 2018 | 181 | 102 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Union Bank | 34 | 36 |
| Arvest Bank | 22 | 35 |
| Chambers Bank | 18 | 26 |
| FirstTrust Home Loans | 9 | 9 |
| Fairway Independent Mort Corp | 6 | 11 |
| Farmers Bank | 5 | 6 |
| 21ST Mortgage | 5 | 19 |
| First Financial Bank | 3 | 3 |
| Triad Financial Services, Inc. | 3 | 13 |
| Mortgage Research Center | 3 | 13 |
| Rocket Mortgage | 3 | 11 |
| United Federal Credit Union | 3 | 5 |
| Coastal Community Bank | 2 | 3 |
| loanDepot.com LLC | 2 | 4 |
| Arkansas Federal Credit Union | 2 | 5 |
| Farm Credit Services of Western Arkansas | 2 | 4 |
| New Day Financial, LLC. | 2 | 4 |
| Firstar Bank | 2 | 2 |
| Cadence Bank | 2 | 2 |
| First Security Bank | 1 | 1 |
| Lendage, LLC Dba Achieve Loans | 1 | 1 |
| Paramount Residential Mortgage | 1 | 1 |
| Navy Federal Credit Union | 1 | 1 |
| Primary Residential Mortgage, INC. | 1 | 3 |
| First Western Mortgage | 1 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 10 | no rate: base under 50 |
| Black or African American | under 10 | |
| White | 235 | 28.3% of 187 decided |
| Joint | under 10 | |
| Race Not Available | 33 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 231 | 28.3% of 184 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 39 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 102 | 35.1% of 74 decided |
| Female | 57 | no rate: base under 50 |
| Joint | 114 | 23.4% of 94 decided |
| Sex Not Available | 22 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2508 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved