Mortgage lending in Randolph County, Arkansas
Lenders in Randolph County, Arkansas reported 599 mortgage applications for 2025, according to the CFPB.
599 mortgage applications and 312 loans originated in 2025; the denial rate was 27.0% of 485 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Randolph County, AR.
- 599
- Applications
- 312
- Loans originated
- 27.0%
- Denial rate
- 131 denied of 485 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 599 | 312 |
| 2024 | 524 | 276 |
| 2023 | 537 | 292 |
| 2022 | 708 | 402 |
| 2021 | 889 | 539 |
| 2020 | 831 | 531 |
| 2019 | 615 | 397 |
| 2018 | 594 | 383 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First Horizon Bank | 47 | 85 |
| The Farmers & Merchants Bank | 45 | 51 |
| Fairway Independent Mort Corp | 29 | 43 |
| Rocket Mortgage | 23 | 34 |
| First National Bank of Commerce | 18 | 28 |
| Cadence Bank | 10 | 18 |
| FirstTrust Home Loans | 8 | 10 |
| Vanderbilt Mortgage and Finance, Inc | 8 | 28 |
| United Wholesale Mortgage | 7 | 12 |
| Das Acquisition Company, LLC | 7 | 11 |
| Arvest Bank | 7 | 13 |
| New American Funding, LLC. | 4 | 12 |
| CMG Mortgage Inc | 4 | 5 |
| Evolve Bank & Trust | 4 | 4 |
| Nationstar Mortgage | 4 | 4 |
| 21ST Mortgage | 4 | 6 |
| Southern Bank | 4 | 6 |
| Pennymac Loan Services LLC | 4 | 9 |
| Figure Lending LLC | 3 | 7 |
| loanDepot.com LLC | 3 | 4 |
| FNBC Bank | 3 | 3 |
| Mortgage Research Center | 3 | 13 |
| Arkansas Federal Credit Union | 3 | 16 |
| First Community Bank | 3 | 4 |
| Freedom Mortgage Corporation | 3 | 12 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 506 | 24.9% of 410 decided |
| Joint | under 10 | |
| Race Not Available | 77 | 38.7% of 62 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 501 | 24.2% of 405 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 88 | 40.8% of 71 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 201 | 31.6% of 168 decided |
| Female | 128 | 28.4% of 95 decided |
| Joint | 214 | 19.4% of 175 decided |
| Sex Not Available | 56 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2507 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved