Mortgage lending in Montgomery County, Arkansas
Lenders in Montgomery County, Arkansas reported 323 mortgage applications for 2025, according to the CFPB.
323 mortgage applications and 164 loans originated in 2025; the denial rate was 29.2% of 257 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Montgomery County, AR.
- 323
- Applications
- 164
- Loans originated
- 29.2%
- Denial rate
- 75 denied of 257 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 323 | 164 |
| 2024 | 308 | 154 |
| 2023 | 260 | 127 |
| 2022 | 323 | 161 |
| 2021 | 413 | 231 |
| 2020 | 451 | 258 |
| 2019 | 342 | 193 |
| 2018 | 313 | 167 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Southern Bancorp Bank | 36 | 43 |
| Diamond Bank | 19 | 32 |
| Rocket Mortgage | 15 | 22 |
| Arvest Bank | 9 | 17 |
| Arkansas Federal Credit Union | 7 | 11 |
| Primary Residential Mortgage, INC. | 6 | 6 |
| 21ST Mortgage | 6 | 22 |
| Union Bank | 5 | 5 |
| United Wholesale Mortgage | 5 | 5 |
| Vanderbilt Mortgage and Finance, Inc | 3 | 20 |
| First Financial Bank | 2 | 4 |
| Centennial Bank | 2 | 4 |
| First National Bank of Fort Smith | 2 | 2 |
| New American Funding, LLC. | 2 | 4 |
| Flat Branch Mortgage, Inc. | 2 | 2 |
| First Community Mortgage, Inc. | 2 | 3 |
| Union Home Mortgage Corp. | 2 | 2 |
| Crosscountry Mortgage, LLC | 2 | 2 |
| First Security Bank | 1 | 1 |
| FirstTrust Home Loans | 1 | 1 |
| Tomo Mortgage LLC | 1 | 1 |
| Coastal Community Bank | 1 | 5 |
| Top Flite Financial, Inc. | 1 | 1 |
| Chambers Bank | 1 | 1 |
| The Citizens Bank | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 271 | 27.6% of 221 decided |
| Joint | under 10 | |
| Race Not Available | 45 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 258 | 25.6% of 211 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 52 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 86 | 29.0% of 62 decided |
| Female | 65 | 46.6% of 58 decided |
| Joint | 135 | 19.6% of 112 decided |
| Sex Not Available | 37 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2314 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved