Mortgage lending in Lawrence County, Arkansas
Lenders in Lawrence County, Arkansas reported 524 mortgage applications for 2025, according to the CFPB.
524 mortgage applications and 269 loans originated in 2025; the denial rate was 32.3% of 431 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Lawrence County, AR.
- 524
- Applications
- 269
- Loans originated
- 32.3%
- Denial rate
- 139 denied of 431 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 524 | 269 |
| 2024 | 471 | 248 |
| 2023 | 456 | 235 |
| 2022 | 510 | 267 |
| 2021 | 604 | 338 |
| 2020 | 517 | 284 |
| 2019 | 476 | 257 |
| 2018 | 439 | 230 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First National Bank of Commerce | 33 | 59 |
| First Horizon Bank | 18 | 48 |
| Rocket Mortgage | 17 | 30 |
| Fairway Independent Mort Corp | 14 | 18 |
| First Community Bank | 10 | 16 |
| Das Acquisition Company, LLC | 10 | 15 |
| Regions Bank | 9 | 31 |
| Arvest Bank | 8 | 10 |
| Cadence Bank | 8 | 13 |
| Mortgage Research Center | 6 | 9 |
| New American Funding, LLC. | 6 | 16 |
| Freedom Mortgage Corporation | 6 | 11 |
| First Community Mortgage, Inc. | 6 | 6 |
| The Farmers & Merchants Bank | 5 | 5 |
| Success Credit Union | 5 | 5 |
| FirstTrust Home Loans | 4 | 5 |
| Ark-LA-Tex Financial Services LLC | 4 | 5 |
| CMG Mortgage Inc | 4 | 4 |
| United Wholesale Mortgage | 4 | 6 |
| Southern Bank | 4 | 4 |
| Pennymac Loan Services LLC | 4 | 12 |
| Focus Bank | 3 | 4 |
| First National Bank | 3 | 3 |
| Navy Federal Credit Union | 3 | 4 |
| Centennial Bank | 3 | 7 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 11 | no rate: base under 50 |
| White | 443 | 31.3% of 364 decided |
| 2 or more minority races | under 10 | |
| Joint | 11 | no rate: base under 50 |
| Race Not Available | 54 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 443 | 33.1% of 368 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 61 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 183 | 33.6% of 146 decided |
| Female | 127 | 35.9% of 103 decided |
| Joint | 174 | 29.0% of 148 decided |
| Sex Not Available | 40 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2503 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved