Mortgage lending in Fulton County, Arkansas

Lenders in Fulton County, Arkansas reported 346 mortgage applications for 2025, according to the CFPB.

346 mortgage applications and 174 loans originated in 2025; the denial rate was 26.2% of 256 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Fulton County, AR.

346
Applications: 174
Loans originated: 26.2%
Denial rate: 67 denied of 256 applications decided.

Every year

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Mortgage applications and loans originated in Fulton County, Arkansas, by year
Year	Applications	Originated	Denied
2025	346	174	67
2024	296	163	57
2023	277	143	65
2022	380	216	69
2021	474	294	78
2020	446	275	65
2019	289	161	60
2018	235	129	58

The largest lenders here

Lenders in Fulton County, Arkansas by loans originated, 2025
Lender	Originated	Applications
FNBC Bank	14	21
Click n' Close, Inc.	13	13
Southern Bank	13	16
Rocket Mortgage	12	19
American Financial Resources LLC	10	10
Mortgage Research Center	10	20
loanDepot.com LLC	7	10
Newrez LLC	6	9
Freedom Mortgage Corporation	6	8
21ST Mortgage	6	18
Pennymac Loan Services LLC	6	10
First Community Bank	5	13
United Wholesale Mortgage	4	4
Baxter Credit Union	4	7
Das Acquisition Company, LLC	4	5
Arvest Bank	4	10
Simmons Bank	3	6
Equity Prime Mortgage LLC	3	5
Kind Lending, LLC	3	3
Crosscountry Mortgage, LLC	3	4
Coastal Community Bank	2	8
Evolve Bank & Trust	2	3
Flat Branch Mortgage, Inc.	2	2
V.i.p. Mortgage, Inc.	2	3
Village Capital & Investment	2	4

Applications by race, ethnicity and sex, 2025

By race, Fulton County, Arkansas: applications and denial rate
Category	Applications	Denial rate
American Indian or Alaska Native	under 10
White	296	24.1% of 224 decided
2 or more minority races	under 10
Joint	11	no rate: base under 50
Race Not Available	35	no rate: base under 50

By ethnicity, Fulton County, Arkansas: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	under 10
Not Hispanic or Latino	302	23.6% of 229 decided
Joint	under 10
Ethnicity Not Available	33	no rate: base under 50
Free Form Text Only	under 10

By sex, Fulton County, Arkansas: applications and denial rate
Category	Applications	Denial rate
Male	113	23.3% of 86 decided
Female	71	35.9% of 53 decided
Joint	144	23.4% of 107 decided
Sex Not Available	18	no rate: base under 50

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 1919 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026