Mortgage lending in Izard County, Arkansas

Lenders in Izard County, Arkansas reported 480 mortgage applications for 2025, according to the CFPB.

480 mortgage applications and 269 loans originated in 2025; the denial rate was 21.4% of 364 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Izard County, AR.

480
Applications: 269
Loans originated: 21.4%
Denial rate: 78 denied of 364 applications decided.

Every year

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Mortgage applications and loans originated in Izard County, Arkansas, by year
Year	Applications	Originated	Denied
2025	480	269	78
2024	423	224	84
2023	390	214	85
2022	481	270	99
2021	615	366	109
2020	441	280	67
2019	349	201	80
2018	396	236	82

The largest lenders here

Lenders in Izard County, Arkansas by loans originated, 2025
Lender	Originated	Applications
FNBC Bank	34	38
Cadence Bank	21	30
Rocket Mortgage	20	35
Click n' Close, Inc.	19	27
First Community Bank	16	23
United Wholesale Mortgage	12	17
Flat Branch Mortgage, Inc.	11	17
Mortgage Research Center	10	24
American Financial Resources LLC	8	8
Anstaff Bank	6	6
Newrez LLC	6	10
Navy Federal Credit Union	4	7
Arkansas Federal Credit Union	4	10
New Day Financial, LLC.	4	10
AgHeritage Farm Credit Services, FLCA	4	4
Das Acquisition Company, LLC	4	6
Arvest Bank	4	7
Pennymac Loan Services LLC	4	7
New American Funding, LLC.	3	6
Freedom Mortgage Corporation	3	10
Kind Lending, LLC	3	3
Village Capital & Investment	3	5
21ST Mortgage	3	15
The Loan Store, Inc	2	2
Planet Home Lending, LLC	2	2

Applications by race, ethnicity and sex, 2025

By race, Izard County, Arkansas: applications and denial rate
Category	Applications	Denial rate
American Indian or Alaska Native	under 10
Black or African American	under 10
White	410	19.9% of 316 decided
Joint	under 10
Race Not Available	59	no rate: base under 50

By ethnicity, Izard County, Arkansas: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	under 10
Not Hispanic or Latino	400	18.9% of 307 decided
Joint	under 10
Ethnicity Not Available	72	32.0% of 50 decided

By sex, Izard County, Arkansas: applications and denial rate
Category	Applications	Denial rate
Male	156	22.5% of 120 decided
Female	76	22.6% of 53 decided
Joint	206	17.5% of 160 decided
Sex Not Available	42	no rate: base under 50

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 1702 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026