Mortgage lending in Jefferson County, Arkansas
Lenders in Jefferson County, Arkansas reported 1,727 mortgage applications for 2025, according to the CFPB.
1,727 mortgage applications and 814 loans originated in 2025; the denial rate was 32.8% of 1,302 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Jefferson County, AR.
- 1,727
- Applications
- 814
- Loans originated
- 32.8%
- Denial rate
- 427 denied of 1,302 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,727 | 814 |
| 2024 | 1,624 | 698 |
| 2023 | 1,583 | 784 |
| 2022 | 1,853 | 881 |
| 2021 | 2,281 | 1,204 |
| 2020 | 1,871 | 989 |
| 2019 | 1,600 | 825 |
| 2018 | 1,524 | 746 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Mortgage Financial Services | 74 | 93 |
| FirstTrust Home Loans | 69 | 78 |
| Rocket Mortgage | 62 | 100 |
| Cotton Belt Federal Credit Union | 55 | 87 |
| Simmons Bank | 47 | 77 |
| Fairway Independent Mort Corp | 36 | 54 |
| United Wholesale Mortgage | 26 | 35 |
| Relyance Bank | 25 | 29 |
| US Bank, N.A. | 24 | 52 |
| Crosscountry Mortgage, LLC | 19 | 33 |
| Mortgage Research Center | 18 | 51 |
| Stone Bank | 18 | 18 |
| Connect Bank | 16 | 21 |
| Gateway Bank | 15 | 15 |
| 21ST Mortgage | 15 | 75 |
| Pennymac Loan Services LLC | 15 | 46 |
| loanDepot.com LLC | 12 | 33 |
| Arkansas Federal Credit Union | 11 | 44 |
| Freedom Mortgage Corporation | 11 | 22 |
| Newrez LLC | 10 | 25 |
| First Community Bank | 10 | 14 |
| Vanderbilt Mortgage and Finance, Inc | 9 | 63 |
| Flat Branch Mortgage, Inc. | 9 | 14 |
| Bank of America NA | 9 | 33 |
| Goodleap, LLC | 8 | 12 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 17 | no rate: base under 50 |
| Black or African American | 726 | 36.0% of 558 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 637 | 29.2% of 486 decided |
| 2 or more minority races | under 10 | |
| Joint | 24 | no rate: base under 50 |
| Race Not Available | 307 | 32.6% of 218 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 34 | no rate: base under 50 |
| Not Hispanic or Latino | 1,329 | 31.8% of 1,015 decided |
| Joint | withheld | |
| Ethnicity Not Available | 353 | 35.4% of 254 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 601 | 32.6% of 463 decided |
| Female | 536 | 34.2% of 398 decided |
| Joint | 363 | 30.1% of 279 decided |
| Sex Not Available | 227 | 34.6% of 162 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2311 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved