Mortgage lending in Benton County, Arkansas
Lenders in Benton County, Arkansas reported 16,934 mortgage applications for 2025, according to the CFPB.
16,934 mortgage applications and 10,608 loans originated in 2025; the denial rate was 15.6% of 13,162 applications decided. The median loan was about $275,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Fayetteville-Springdale-Rogers, AR MSA.
- 16,934
- Applications
- 10,608
- Loans originated
- 15.6%
- Denial rate
- 2,055 denied of 13,162 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 16,934 | 10,608 |
| 2024 | 15,020 | 9,475 |
| 2023 | 14,154 | 8,689 |
| 2022 | 17,630 | 11,051 |
| 2021 | 26,132 | 17,831 |
| 2020 | 25,493 | 17,656 |
| 2019 | 15,839 | 10,730 |
| 2018 | 14,334 | 9,669 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Arvest Bank | 1,933 | 2,802 |
| Rocket Mortgage | 716 | 909 |
| Flat Branch Mortgage, Inc. | 390 | 474 |
| United Wholesale Mortgage | 362 | 482 |
| Centennial Bank | 289 | 477 |
| Arkansas Federal Credit Union | 193 | 389 |
| United Federal Credit Union | 165 | 282 |
| DHI Mortgage Company, LTD. | 157 | 305 |
| Pennymac Loan Services LLC | 157 | 313 |
| Generations Bank | 152 | 192 |
| Gershman Investment Corp. | 148 | 197 |
| Gateway First Bank | 147 | 195 |
| My Move Mortgage, LLC | 143 | 188 |
| Lennar Mortgage, LLC | 133 | 191 |
| Associated Mortgage Corporation | 127 | 175 |
| Signature Bank of Arkansas | 123 | 144 |
| First National Bank of Fort Smith | 123 | 165 |
| Lendlo Mortgage, LLC | 112 | 156 |
| Legacy National Bank | 112 | 128 |
| Bank of America NA | 108 | 235 |
| Guild Mortgage Company | 102 | 126 |
| Navy Federal Credit Union | 99 | 178 |
| Mortgage Research Center | 98 | 250 |
| Highlands Residential Mortgage, Ltd. | 98 | 120 |
| JPMorgan Chase Bank, NA | 98 | 150 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 198 | 26.7% of 146 decided |
| Asian | 1,502 | 12.9% of 1,022 decided |
| Black or African American | 213 | 21.3% of 178 decided |
| Native Hawaiian or Other Pacific Islander | 31 | no rate: base under 50 |
| White | 11,330 | 15.5% of 9,005 decided |
| 2 or more minority races | withheld | |
| Joint | 425 | 12.3% of 332 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 3,211 | 16.3% of 2,439 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 1,997 | 23.3% of 1,529 decided |
| Not Hispanic or Latino | 11,459 | 14.6% of 8,967 decided |
| Joint | withheld | |
| Ethnicity Not Available | 3,023 | 15.3% of 2,304 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 5,575 | 18.0% of 4,185 decided |
| Female | 3,000 | 19.5% of 2,355 decided |
| Joint | 6,335 | 12.3% of 5,040 decided |
| Sex Not Available | 2,024 | 14.0% of 1,582 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 396 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved