Mortgage lending in Hempstead County, Arkansas
Lenders in Hempstead County, Arkansas reported 551 mortgage applications for 2025, according to the CFPB.
551 mortgage applications and 244 loans originated in 2025; the denial rate was 38.5% of 429 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Hempstead County, AR.
- 551
- Applications
- 244
- Loans originated
- 38.5%
- Denial rate
- 165 denied of 429 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 551 | 244 |
| 2024 | 458 | 204 |
| 2023 | 474 | 191 |
| 2022 | 522 | 262 |
| 2021 | 650 | 366 |
| 2020 | 605 | 328 |
| 2019 | 558 | 316 |
| 2018 | 506 | 279 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Farmers Bank & Trust | 33 | 41 |
| SWBC Mortgage Corporation | 25 | 28 |
| Cadence Bank | 24 | 35 |
| Rocket Mortgage | 17 | 28 |
| Diamond Bank | 15 | 19 |
| The First National Bank of Tom Bean | 14 | 18 |
| Red River Employees Federal Credit Union | 11 | 15 |
| Farm Credit Services of Western Arkansas | 8 | 9 |
| Bank Ozk | 8 | 22 |
| 21ST Mortgage | 8 | 53 |
| Mortgage Research Center | 6 | 15 |
| Vanderbilt Mortgage and Finance, Inc | 5 | 37 |
| United Wholesale Mortgage | 4 | 9 |
| Pennymac Loan Services LLC | 4 | 10 |
| FirstTrust Home Loans | 3 | 4 |
| Southwest Stage Funding LLC | 3 | 9 |
| Top Flite Financial, Inc. | 3 | 4 |
| loanDepot.com LLC | 3 | 9 |
| Triad Financial Services, Inc. | 3 | 41 |
| United Built Homes, LLC | 3 | 13 |
| Highlands Residential Mortgage, Ltd. | 3 | 3 |
| Fairway Independent Mort Corp | 3 | 4 |
| Royal Pacific Funding | 2 | 2 |
| Mortgage Financial Services | 2 | 2 |
| Flat Branch Mortgage, Inc. | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 110 | 59.5% of 84 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 347 | 31.2% of 276 decided |
| 2 or more minority races | under 10 | |
| Joint | 14 | no rate: base under 50 |
| Race Not Available | 64 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 404 | 38.9% of 321 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 76 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 196 | 38.7% of 150 decided |
| Female | 162 | 48.8% of 125 decided |
| Joint | 157 | 29.5% of 129 decided |
| Sex Not Available | 36 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2502 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved