Mortgage lending in Carroll County, Arkansas
Lenders in Carroll County, Arkansas reported 1,052 mortgage applications for 2025, according to the CFPB.
1,052 mortgage applications and 638 loans originated in 2025; the denial rate was 20.5% of 843 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Carroll County, AR.
- 1,052
- Applications
- 638
- Loans originated
- 20.5%
- Denial rate
- 173 denied of 843 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,052 | 638 |
| 2024 | 911 | 577 |
| 2023 | 885 | 588 |
| 2022 | 1,132 | 734 |
| 2021 | 1,348 | 861 |
| 2020 | 1,261 | 809 |
| 2019 | 854 | 536 |
| 2018 | 831 | 533 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Arvest Bank | 93 | 123 |
| CS Bank | 90 | 100 |
| Equity Bank | 60 | 76 |
| Bank of 1889 | 49 | 55 |
| Rocket Mortgage | 37 | 54 |
| Anstaff Bank | 35 | 41 |
| Centennial Bank | 12 | 16 |
| Union Home Mortgage Corp. | 12 | 17 |
| Mortgage Research Center | 11 | 24 |
| United Wholesale Mortgage | 10 | 15 |
| loanDepot.com LLC | 9 | 13 |
| Flat Branch Mortgage, Inc. | 9 | 9 |
| Paramount Residential Mortgage | 8 | 9 |
| Fairway Independent Mort Corp | 8 | 14 |
| Click n' Close, Inc. | 7 | 8 |
| American Pacific Mortgage Corporation | 7 | 10 |
| Gateway First Bank | 5 | 6 |
| New American Funding, LLC. | 5 | 11 |
| Mutual of Omaha Mortgage | 5 | 10 |
| Signature Bank of Arkansas | 4 | 4 |
| First Security Bank | 4 | 4 |
| Vanderbilt Mortgage and Finance, Inc | 4 | 31 |
| American Financial Resources LLC | 4 | 8 |
| Triad Financial Services, Inc. | 4 | 17 |
| Freedom Mortgage Corporation | 4 | 8 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 14 | no rate: base under 50 |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 845 | 19.7% of 680 decided |
| 2 or more minority races | under 10 | |
| Joint | 21 | no rate: base under 50 |
| Race Not Available | 162 | 24.8% of 129 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 96 | 20.8% of 72 decided |
| Not Hispanic or Latino | 772 | 19.5% of 620 decided |
| Joint | 21 | no rate: base under 50 |
| Ethnicity Not Available | 163 | 25.2% of 135 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 328 | 24.3% of 247 decided |
| Female | 196 | 23.3% of 159 decided |
| Joint | 426 | 16.7% of 354 decided |
| Sex Not Available | 102 | 20.5% of 83 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1530 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved