Mortgage lending in Saline County, Arkansas
Lenders in Saline County, Arkansas reported 6,124 mortgage applications for 2025, according to the CFPB.
6,124 mortgage applications and 3,566 loans originated in 2025; the denial rate was 22.1% of 4,848 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Little Rock-North Little Rock-Conway, AR HUD Metro FMR Area.
- 6,124
- Applications
- 3,566
- Loans originated
- 22.1%
- Denial rate
- 1,073 denied of 4,848 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 6,124 | 3,566 |
| 2024 | 5,803 | 3,245 |
| 2023 | 5,101 | 2,767 |
| 2022 | 6,507 | 3,790 |
| 2021 | 9,414 | 5,882 |
| 2020 | 8,721 | 5,787 |
| 2019 | 5,672 | 3,583 |
| 2018 | 5,041 | 3,146 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Eustis Mortgage Corp | 245 | 264 |
| Arkansas Federal Credit Union | 236 | 404 |
| Arvest Bank | 226 | 326 |
| FirstTrust Home Loans | 213 | 251 |
| Rocket Mortgage | 194 | 266 |
| Eagle Bank and Trust Company | 142 | 178 |
| United Wholesale Mortgage | 119 | 152 |
| First Security Bank | 118 | 140 |
| Better Mortgage Corporation | 79 | 118 |
| Pennymac Loan Services LLC | 72 | 130 |
| Mortgage Research Center | 69 | 145 |
| Regions Bank | 62 | 144 |
| Flat Branch Mortgage, Inc. | 59 | 75 |
| US Bank, N.A. | 55 | 92 |
| First Horizon Bank | 55 | 77 |
| Bank Ozk | 51 | 123 |
| Simmons Bank | 50 | 83 |
| Freedom Mortgage Corporation | 50 | 126 |
| DHI Mortgage Company, LTD. | 47 | 79 |
| Fairway Independent Mort Corp | 42 | 62 |
| Encore Bank | 41 | 52 |
| Lennar Mortgage, LLC | 41 | 47 |
| Community Mortgage Corporation | 36 | 42 |
| Ark-LA-Tex Financial Services LLC | 33 | 50 |
| Lendlo Mortgage, LLC | 33 | 33 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 31 | no rate: base under 50 |
| Asian | 92 | 17.1% of 70 decided |
| Black or African American | 582 | 31.7% of 448 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 4,371 | 20.3% of 3,509 decided |
| 2 or more minority races | 16 | no rate: base under 50 |
| Joint | 98 | 19.1% of 84 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 925 | 25.3% of 695 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 281 | 31.9% of 213 decided |
| Not Hispanic or Latino | 4,814 | 21.0% of 3,849 decided |
| Joint | withheld | |
| Ethnicity Not Available | 931 | 25.1% of 706 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,882 | 22.4% of 1,473 decided |
| Female | 1,428 | 27.6% of 1,114 decided |
| Joint | 2,244 | 18.5% of 1,830 decided |
| Sex Not Available | 570 | 22.5% of 431 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 969 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved