Mortgage lending in Ouachita County, Arkansas
Lenders in Ouachita County, Arkansas reported 776 mortgage applications for 2025, according to the CFPB.
776 mortgage applications and 330 loans originated in 2025; the denial rate was 37.1% of 606 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Ouachita County, AR.
- 776
- Applications
- 330
- Loans originated
- 37.1%
- Denial rate
- 225 denied of 606 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 776 | 330 |
| 2024 | 678 | 254 |
| 2023 | 644 | 271 |
| 2022 | 752 | 335 |
| 2021 | 863 | 451 |
| 2020 | 735 | 396 |
| 2019 | 601 | 304 |
| 2018 | 635 | 329 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| FirstTrust Home Loans | 53 | 68 |
| Rocket Mortgage | 29 | 52 |
| Cadence Bank | 28 | 44 |
| Fairway Independent Mort Corp | 25 | 43 |
| Farmers Bank & Trust | 23 | 28 |
| Generations Bank | 16 | 24 |
| 21ST Mortgage | 12 | 77 |
| United Wholesale Mortgage | 11 | 17 |
| Mortgage Research Center | 10 | 21 |
| Amerisave Mortgage Company | 7 | 31 |
| Pennymac Loan Services LLC | 7 | 14 |
| Freedom Mortgage Corporation | 6 | 13 |
| JPMorgan Chase Bank, NA | 6 | 6 |
| Vanderbilt Mortgage and Finance, Inc | 5 | 54 |
| Land Home Financial Services, | 5 | 5 |
| Highlands Residential Mortgage, Ltd. | 5 | 7 |
| Southern Bancorp Bank | 4 | 6 |
| Encore Bank | 3 | 3 |
| loanDepot.com LLC | 3 | 11 |
| Guild Mortgage Company | 3 | 5 |
| Triad Financial Services, Inc. | 3 | 54 |
| New American Funding, LLC. | 3 | 12 |
| Newrez LLC | 3 | 8 |
| Arkansas Federal Credit Union | 3 | 7 |
| Equity Prime Mortgage LLC | 3 | 7 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 220 | 51.8% of 168 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 405 | 25.6% of 317 decided |
| 2 or more minority races | under 10 | |
| Joint | 34 | no rate: base under 50 |
| Race Not Available | 98 | 36.3% of 80 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 624 | 36.7% of 485 decided |
| Joint | withheld | |
| Ethnicity Not Available | 133 | 43.3% of 104 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 261 | 33.5% of 197 decided |
| Female | 226 | 46.6% of 174 decided |
| Joint | 215 | 31.8% of 173 decided |
| Sex Not Available | 74 | 37.1% of 62 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2505 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved