Mortgage lending in Cleburne County, Arkansas
Lenders in Cleburne County, Arkansas reported 1,183 mortgage applications for 2025, according to the CFPB.
1,183 mortgage applications and 633 loans originated in 2025; the denial rate was 24.1% of 912 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Cleburne County, AR.
- 1,183
- Applications
- 633
- Loans originated
- 24.1%
- Denial rate
- 220 denied of 912 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,183 | 633 |
| 2024 | 1,145 | 596 |
| 2023 | 999 | 533 |
| 2022 | 1,288 | 706 |
| 2021 | 1,872 | 1,130 |
| 2020 | 1,703 | 1,044 |
| 2019 | 1,139 | 685 |
| 2018 | 1,042 | 612 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First Security Bank | 54 | 59 |
| Rocket Mortgage | 51 | 75 |
| Eagle Bank and Trust Company | 51 | 67 |
| Arkansas Federal Credit Union | 43 | 65 |
| Centennial Bank | 25 | 46 |
| FirstTrust Home Loans | 21 | 26 |
| 21ST Mortgage | 21 | 65 |
| First Community Bank | 18 | 32 |
| Arvest Bank | 15 | 21 |
| Mortgage Research Center | 14 | 33 |
| Cadence Bank | 12 | 17 |
| First State Bank | 11 | 11 |
| Pennymac Loan Services LLC | 10 | 25 |
| Vanderbilt Mortgage and Finance, Inc | 9 | 58 |
| loanDepot.com LLC | 9 | 13 |
| Simmons Bank | 9 | 10 |
| AgHeritage Farm Credit Services, FLCA | 9 | 9 |
| CMG Mortgage Inc | 8 | 13 |
| United Wholesale Mortgage | 8 | 17 |
| Nationstar Mortgage | 8 | 13 |
| First National Bank | 7 | 11 |
| Freedom Mortgage Corporation | 7 | 27 |
| Amerisave Mortgage Company | 7 | 18 |
| Regions Bank | 7 | 14 |
| First Financial Bank | 6 | 9 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 10 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,005 | 23.8% of 769 decided |
| Joint | 10 | no rate: base under 50 |
| Race Not Available | 146 | 25.6% of 121 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 978 | 24.1% of 748 decided |
| Joint | 20 | no rate: base under 50 |
| Ethnicity Not Available | 172 | 25.7% of 140 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 359 | 22.8% of 272 decided |
| Female | 199 | 29.4% of 146 decided |
| Joint | 528 | 22.4% of 411 decided |
| Sex Not Available | 97 | 27.7% of 83 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1362 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved