Mortgage lending in Searcy County, Arkansas

Lenders in Searcy County, Arkansas reported 284 mortgage applications for 2025, according to the CFPB.

284 mortgage applications and 152 loans originated in 2025; the denial rate was 29.3% of 225 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Searcy County, AR.

284
Applications: 152
Loans originated: 29.3%
Denial rate: 66 denied of 225 applications decided.

Every year

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Mortgage applications and loans originated in Searcy County, Arkansas, by year
Year	Applications	Originated	Denied
2025	284	152	66
2024	217	107	49
2023	237	124	52
2022	269	137	69
2021	309	177	56
2020	295	149	72
2019	237	131	58
2018	224	129	59

The largest lenders here

Lenders in Searcy County, Arkansas by loans originated, 2025
Lender	Originated	Applications
Bank of 1889	21	22
Simmons Bank	9	16
Rocket Mortgage	9	12
Bank Ozk	9	19
First Arkansas Bank and Trust	7	7
Barksdale Federal Credit Union	7	13
21ST Mortgage	7	21
Click n' Close, Inc.	6	7
Guild Mortgage Company	6	8
Mortgage Research Center	4	7
Fairway Independent Mort Corp	4	4
Signature Bank of Arkansas	3	3
Equity Bank	3	4
Amerisave Mortgage Company	3	6
Arvest Bank	3	7
Pennymac Loan Services LLC	3	7
Planet Home Lending, LLC	2	2
loanDepot.com LLC	2	2
CMG Mortgage Inc	2	3
United Wholesale Mortgage	2	2
Mortgage Solutions of Colorado	2	2
Carrington Mortgage Services LLC	2	3
Citizens Bank, NA	2	2
FirstTrust Home Loans	1	1
AmeriHome Mortgage Company, LLC	1	1

Applications by race, ethnicity and sex, 2025

By race, Searcy County, Arkansas: applications and denial rate
Category	Applications	Denial rate
American Indian or Alaska Native	under 10
Black or African American	under 10
White	240	29.8% of 191 decided
Joint	under 10
Race Not Available	38	no rate: base under 50

By ethnicity, Searcy County, Arkansas: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	under 10
Not Hispanic or Latino	232	30.8% of 185 decided
Joint	under 10
Ethnicity Not Available	41	no rate: base under 50

By sex, Searcy County, Arkansas: applications and denial rate
Category	Applications	Denial rate
Male	97	31.6% of 76 decided
Female	54	no rate: base under 50
Joint	106	22.6% of 84 decided
Sex Not Available	27	no rate: base under 50

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 2123 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026