Mortgage lending in St. Francis County, Arkansas
Lenders in St. Francis County, Arkansas reported 393 mortgage applications for 2025, according to the CFPB.
393 mortgage applications and 150 loans originated in 2025; the denial rate was 47.6% of 309 applications decided. The median loan was about $105,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: St. Francis County, AR.
- 393
- Applications
- 150
- Loans originated
- 47.6%
- Denial rate
- 147 denied of 309 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 393 | 150 |
| 2024 | 342 | 132 |
| 2023 | 339 | 136 |
| 2022 | 376 | 153 |
| 2021 | 439 | 212 |
| 2020 | 394 | 201 |
| 2019 | 428 | 200 |
| 2018 | 376 | 186 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First National Bank of Eastern Arkansas | 20 | 21 |
| Rocket Mortgage | 15 | 29 |
| FirstTrust Home Loans | 14 | 17 |
| 21ST Mortgage | 9 | 54 |
| Everett Financial, Inc. | 9 | 10 |
| Armor Bank | 6 | 7 |
| United Wholesale Mortgage | 6 | 7 |
| Primary Residential Mortgage, INC. | 5 | 5 |
| Mortgage Financial Services | 5 | 7 |
| Cross Bank | 4 | 5 |
| Regions Bank | 4 | 20 |
| loanDepot.com LLC | 3 | 5 |
| Newrez LLC | 3 | 9 |
| Nationstar Mortgage | 3 | 3 |
| Pennymac Loan Services LLC | 3 | 18 |
| Vanderbilt Mortgage and Finance, Inc | 2 | 27 |
| Renasant Bank | 2 | 2 |
| Triad Financial Services, Inc. | 2 | 15 |
| Mortgage Research Center | 2 | 5 |
| Arkansas Federal Credit Union | 2 | 5 |
| Flat Branch Mortgage, Inc. | 2 | 2 |
| Stride Bank, National Association | 2 | 2 |
| New Day Financial, LLC. | 2 | 7 |
| Four Points Federal Credit Union | 2 | 2 |
| Signature Bank of Arkansas | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | 159 | 58.7% of 126 decided |
| White | 166 | 34.8% of 138 decided |
| Joint | under 10 | |
| Race Not Available | 63 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 293 | 43.6% of 234 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 82 | 65.6% of 61 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 127 | 35.4% of 96 decided |
| Female | 119 | 56.3% of 96 decided |
| Joint | 104 | 47.8% of 90 decided |
| Sex Not Available | 43 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2644 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved