Mortgage lending in Faulkner County, Arkansas
Lenders in Faulkner County, Arkansas reported 5,377 mortgage applications for 2025, according to the CFPB.
5,377 mortgage applications and 3,326 loans originated in 2025; the denial rate was 19.2% of 4,314 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Little Rock-North Little Rock-Conway, AR HUD Metro FMR Area.
- 5,377
- Applications
- 3,326
- Loans originated
- 19.2%
- Denial rate
- 827 denied of 4,314 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 5,377 | 3,326 |
| 2024 | 5,070 | 3,005 |
| 2023 | 4,466 | 2,637 |
| 2022 | 5,677 | 3,497 |
| 2021 | 7,886 | 5,221 |
| 2020 | 7,728 | 5,210 |
| 2019 | 4,798 | 3,081 |
| 2018 | 4,428 | 2,809 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First Security Bank | 341 | 385 |
| Arkansas Federal Credit Union | 258 | 400 |
| Eagle Bank and Trust Company | 191 | 269 |
| Rocket Mortgage | 183 | 259 |
| Centennial Bank | 180 | 287 |
| FirstTrust Home Loans | 175 | 205 |
| Arvest Bank | 164 | 241 |
| First Community Bank | 124 | 150 |
| Flat Branch Mortgage, Inc. | 76 | 85 |
| Simmons Bank | 74 | 103 |
| United Wholesale Mortgage | 73 | 114 |
| Pennymac Loan Services LLC | 62 | 129 |
| Bank Ozk | 60 | 105 |
| Regions Bank | 59 | 120 |
| Mortgage Research Center | 53 | 125 |
| First Service Bank | 52 | 64 |
| US Bank, N.A. | 43 | 79 |
| Cadence Bank | 43 | 58 |
| Freedom Mortgage Corporation | 35 | 85 |
| 21ST Mortgage | 33 | 129 |
| Lendlo Mortgage, LLC | 31 | 33 |
| Fairway Independent Mort Corp | 30 | 44 |
| Lennar Mortgage, LLC | 29 | 37 |
| T2 Financial LLC | 28 | 31 |
| First National Bank of Fort Smith | 27 | 36 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 33 | no rate: base under 50 |
| Asian | 80 | 19.1% of 68 decided |
| Black or African American | 343 | 31.6% of 272 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 3,995 | 17.9% of 3,232 decided |
| 2 or more minority races | 12 | no rate: base under 50 |
| Joint | 115 | 21.9% of 82 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 797 | 18.7% of 625 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 189 | 22.5% of 138 decided |
| Not Hispanic or Latino | 4,267 | 18.4% of 3,464 decided |
| Joint | withheld | |
| Ethnicity Not Available | 825 | 21.1% of 643 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,643 | 21.2% of 1,290 decided |
| Female | 1,118 | 25.4% of 900 decided |
| Joint | 2,099 | 15.0% of 1,702 decided |
| Sex Not Available | 517 | 16.6% of 422 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1108 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved