Mortgage lending in Columbia County, Arkansas
Lenders in Columbia County, Arkansas reported 642 mortgage applications for 2025, according to the CFPB.
642 mortgage applications and 278 loans originated in 2025; the denial rate was 38.1% of 515 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Columbia County, AR.
- 642
- Applications
- 278
- Loans originated
- 38.1%
- Denial rate
- 196 denied of 515 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 642 | 278 |
| 2024 | 571 | 229 |
| 2023 | 565 | 248 |
| 2022 | 645 | 284 |
| 2021 | 731 | 412 |
| 2020 | 722 | 398 |
| 2019 | 515 | 290 |
| 2018 | 484 | 278 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Farmers Bank & Trust | 70 | 77 |
| Rocket Mortgage | 43 | 59 |
| 21ST Mortgage | 14 | 90 |
| Bodcaw Bank | 13 | 17 |
| Vanderbilt Mortgage and Finance, Inc | 11 | 69 |
| Highlands Residential Mortgage, Ltd. | 9 | 11 |
| Farm Credit Services of Western Arkansas | 9 | 10 |
| Triad Financial Services, Inc. | 8 | 65 |
| Mortgage Research Center | 8 | 16 |
| Cadence Bank | 7 | 9 |
| FirstTrust Home Loans | 5 | 11 |
| Guild Mortgage Company | 5 | 5 |
| Figure Lending LLC | 4 | 6 |
| Fairway Independent Mort Corp | 4 | 6 |
| United Built Homes, LLC | 3 | 9 |
| Southern Bancorp Bank | 3 | 3 |
| Paramount Residential Mortgage | 2 | 2 |
| Navy Federal Credit Union | 2 | 2 |
| Land Home Financial Services, | 2 | 2 |
| SWBC Mortgage Corporation | 2 | 2 |
| New American Funding, LLC. | 2 | 6 |
| Newrez LLC | 2 | 12 |
| United Wholesale Mortgage | 2 | 3 |
| First Community Bank | 2 | 2 |
| Nationstar Mortgage | 2 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 206 | 61.7% of 167 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 348 | 21.9% of 279 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 73 | 39.3% of 56 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 493 | 35.8% of 402 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 131 | 46.9% of 96 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 181 | 30.4% of 135 decided |
| Female | 209 | 59.9% of 167 decided |
| Joint | 208 | 26.3% of 179 decided |
| Sex Not Available | 44 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1917 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved