Mortgage lending in Lincoln County, Arkansas
Lenders in Lincoln County, Arkansas reported 290 mortgage applications for 2025, according to the CFPB.
290 mortgage applications and 105 loans originated in 2025; the denial rate was 41.8% of 213 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Lincoln County, AR.
- 290
- Applications
- 105
- Loans originated
- 41.8%
- Denial rate
- 89 denied of 213 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 290 | 105 |
| 2024 | 255 | 88 |
| 2023 | 244 | 111 |
| 2022 | 262 | 101 |
| 2021 | 309 | 147 |
| 2020 | 260 | 130 |
| 2019 | 241 | 125 |
| 2018 | 244 | 123 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Fairway Independent Mort Corp | 26 | 38 |
| Connect Bank | 16 | 33 |
| 21ST Mortgage | 7 | 39 |
| Mortgage Financial Services | 5 | 6 |
| Mortgage Research Center | 4 | 6 |
| Simmons Bank | 4 | 10 |
| Relyance Bank | 4 | 6 |
| Cotton Belt Federal Credit Union | 3 | 4 |
| FirstTrust Home Loans | 2 | 4 |
| Vanderbilt Mortgage and Finance, Inc | 2 | 36 |
| Rocket Mortgage | 2 | 3 |
| United Wholesale Mortgage | 2 | 5 |
| Pennymac Loan Services LLC | 2 | 7 |
| Orion Federal Credit Union | 1 | 1 |
| Figure Lending LLC | 1 | 3 |
| Merchants and Farmers Bank | 1 | 1 |
| Planet Home Lending, LLC | 1 | 1 |
| Chambers Bank | 1 | 1 |
| Land Home Financial Services, | 1 | 1 |
| Ameritrust Mortgage Corporation | 1 | 2 |
| Triad Financial Services, Inc. | 1 | 14 |
| Cornerstone Capital Bank, SSB | 1 | 1 |
| Newrez LLC | 1 | 2 |
| First Community Bank | 1 | 1 |
| Tib, National Association | 1 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Asian | under 10 | |
| Black or African American | 46 | no rate: base under 50 |
| White | 218 | 36.6% of 161 decided |
| Joint | under 10 | |
| Race Not Available | 22 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 247 | 40.2% of 179 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 28 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 86 | 41.8% of 67 decided |
| Female | 91 | 45.2% of 62 decided |
| Joint | 98 | 39.2% of 74 decided |
| Sex Not Available | 15 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2312 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved