Mortgage lending in Bradley County, Arkansas
Lenders in Bradley County, Arkansas reported 182 mortgage applications for 2025, according to the CFPB.
182 mortgage applications and 67 loans originated in 2025; the denial rate was 42.5% of 134 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Bradley County, AR.
- 182
- Applications
- 67
- Loans originated
- 42.5%
- Denial rate
- 57 denied of 134 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 182 | 67 |
| 2024 | 218 | 68 |
| 2023 | 195 | 63 |
| 2022 | 208 | 63 |
| 2021 | 241 | 99 |
| 2020 | 175 | 83 |
| 2019 | 167 | 74 |
| 2018 | 183 | 79 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Fairway Independent Mort Corp | 20 | 34 |
| Rocket Mortgage | 7 | 8 |
| Tib, National Association | 4 | 4 |
| Mortgage Research Center | 3 | 6 |
| Vanderbilt Mortgage and Finance, Inc | 2 | 13 |
| Navy Federal Credit Union | 2 | 6 |
| loanDepot.com LLC | 2 | 2 |
| Ocmbc, Inc. | 2 | 2 |
| Mortgage Solutions of Colorado | 2 | 2 |
| 21ST Mortgage | 2 | 23 |
| Pennymac Loan Services LLC | 2 | 4 |
| Commercial Capital Bank | 1 | 1 |
| Coastal Community Bank | 1 | 1 |
| The Citizens Bank | 1 | 1 |
| Century Next Bank | 1 | 2 |
| First National Bank of Fort Smith | 1 | 1 |
| The Federal Savings Bank | 1 | 1 |
| Triad Financial Services, Inc. | 1 | 21 |
| Simmons Bank | 1 | 1 |
| United Wholesale Mortgage | 1 | 2 |
| ResMac Inc | 1 | 1 |
| Flat Branch Mortgage, Inc. | 1 | 1 |
| Freedom Mortgage Corporation | 1 | 3 |
| Spring Eq, LLC | 1 | 1 |
| Eagle Bank and Trust Company | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 59 | no rate: base under 50 |
| White | 98 | 34.7% of 72 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 19 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 132 | 37.2% of 94 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 38 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 84 | 35.0% of 60 decided |
| Female | 45 | no rate: base under 50 |
| Joint | 41 | no rate: base under 50 |
| Sex Not Available | 12 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2118 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved