Mortgage lending in Howard County, Arkansas
Lenders in Howard County, Arkansas reported 331 mortgage applications for 2025, according to the CFPB.
331 mortgage applications and 147 loans originated in 2025; the denial rate was 32.0% of 250 applications decided. The median loan was about $105,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Howard County, AR.
- 331
- Applications
- 147
- Loans originated
- 32.0%
- Denial rate
- 80 denied of 250 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 331 | 147 |
| 2024 | 293 | 136 |
| 2023 | 283 | 131 |
| 2022 | 321 | 189 |
| 2021 | 427 | 262 |
| 2020 | 439 | 276 |
| 2019 | 357 | 227 |
| 2018 | 316 | 194 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| FirstTrust Home Loans | 20 | 25 |
| Diamond Bank | 20 | 27 |
| Farmers Bank & Trust | 19 | 23 |
| Rocket Mortgage | 13 | 22 |
| Horatio State Bank | 8 | 9 |
| Red River Employees Federal Credit Union | 8 | 11 |
| 21ST Mortgage | 7 | 31 |
| Triad Financial Services, Inc. | 4 | 29 |
| United Wholesale Mortgage | 4 | 7 |
| Regions Bank | 4 | 7 |
| Pennymac Loan Services LLC | 4 | 6 |
| Union Bank | 3 | 3 |
| Highlands Residential Mortgage, Ltd. | 3 | 3 |
| Farm Credit Services of Western Arkansas | 3 | 4 |
| Vanderbilt Mortgage and Finance, Inc | 2 | 20 |
| loanDepot.com LLC | 2 | 4 |
| Mortgage Research Center | 2 | 4 |
| Nationstar Mortgage | 2 | 5 |
| Amerisave Mortgage Company | 2 | 11 |
| Figure Lending LLC | 1 | 2 |
| Southwest Stage Funding LLC | 1 | 5 |
| Sofi Bank, National Association | 1 | 1 |
| The Federal Savings Bank | 1 | 2 |
| New American Funding, LLC. | 1 | 2 |
| Newrez LLC | 1 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 52 | no rate: base under 50 |
| White | 224 | 25.4% of 173 decided |
| Joint | under 10 | |
| Race Not Available | 45 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 240 | 30.6% of 186 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 47 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 114 | 41.7% of 84 decided |
| Female | 84 | 37.1% of 62 decided |
| Joint | 107 | 21.1% of 90 decided |
| Sex Not Available | 26 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2641 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved