Mortgage lending in Woodruff County, Arkansas
Lenders in Woodruff County, Arkansas reported 130 mortgage applications for 2025, according to the CFPB.
130 mortgage applications and 45 loans originated in 2025; the denial rate was 44.3% of 88 applications decided. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Woodruff County, AR.
- 130
- Applications
- 45
- Loans originated
- 44.3%
- Denial rate
- 39 denied of 88 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 130 | 45 |
| 2024 | 116 | 44 |
| 2023 | 99 | 34 |
| 2022 | 131 | 50 |
| 2021 | 171 | 66 |
| 2020 | 141 | 78 |
| 2019 | 128 | 49 |
| 2018 | 100 | 34 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Premier Mortgage Resources, LLC | 6 | 7 |
| First Security Bank | 4 | 4 |
| First Community Mortgage, Inc. | 4 | 4 |
| First Financial Bank | 3 | 3 |
| Rocket Mortgage | 3 | 4 |
| Regions Bank | 3 | 6 |
| Renasant Bank | 2 | 3 |
| Sofi Bank, National Association | 2 | 6 |
| Mortgage Research Center | 2 | 5 |
| Arkansas Federal Credit Union | 2 | 4 |
| Arvest Bank | 2 | 2 |
| Figure Lending LLC | 1 | 3 |
| The Farmers & Merchants Bank | 1 | 3 |
| Simmons Bank | 1 | 1 |
| Newrez LLC | 1 | 1 |
| First Community Bank | 1 | 3 |
| Spring Eq, LLC | 1 | 4 |
| Carrington Mortgage Services LLC | 1 | 2 |
| Lower, LLC | 1 | 2 |
| Better Mortgage Corporation | 1 | 1 |
| Amerisave Mortgage Company | 1 | 4 |
| Southern Bank | 1 | 3 |
| Cadence Bank | 1 | 1 |
| MidFirst Bank | 0 | 0 |
| Vanderbilt Mortgage and Finance, Inc | 0 | 14 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 102 | 42.4% of 66 decided |
| Joint | under 10 | |
| Race Not Available | 18 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 105 | 45.6% of 68 decided |
| Ethnicity Not Available | withheld |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 47 | no rate: base under 50 |
| Female | 34 | no rate: base under 50 |
| Joint | 36 | no rate: base under 50 |
| Sex Not Available | 13 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved