Mortgage lending in Independence County, Arkansas
Lenders in Independence County, Arkansas reported 1,159 mortgage applications for 2025, according to the CFPB.
1,159 mortgage applications and 704 loans originated in 2025; the denial rate was 22.0% of 943 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Independence County, AR.
- 1,159
- Applications
- 704
- Loans originated
- 22.0%
- Denial rate
- 207 denied of 943 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,159 | 704 |
| 2024 | 1,060 | 620 |
| 2023 | 998 | 584 |
| 2022 | 1,254 | 734 |
| 2021 | 1,507 | 954 |
| 2020 | 1,398 | 859 |
| 2019 | 1,016 | 617 |
| 2018 | 990 | 575 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First Community Bank | 235 | 297 |
| Rocket Mortgage | 57 | 78 |
| The Citizens Bank | 51 | 71 |
| FNBC Bank | 35 | 37 |
| First Community Mortgage, Inc. | 35 | 45 |
| Mortgage Research Center | 19 | 37 |
| Southern Bank | 18 | 24 |
| Flat Branch Mortgage, Inc. | 13 | 15 |
| Arkansas Federal Credit Union | 12 | 29 |
| Freedom Mortgage Corporation | 12 | 17 |
| 21ST Mortgage | 11 | 59 |
| Centennial Bank | 10 | 16 |
| United Wholesale Mortgage | 9 | 15 |
| FirstTrust Home Loans | 8 | 10 |
| Click n' Close, Inc. | 8 | 10 |
| Kind Lending, LLC | 8 | 15 |
| Pennymac Loan Services LLC | 8 | 14 |
| New American Funding, LLC. | 7 | 13 |
| Arvest Bank | 7 | 9 |
| Vanderbilt Mortgage and Finance, Inc | 6 | 41 |
| Renasant Bank | 5 | 7 |
| CMG Mortgage Inc | 5 | 5 |
| AgHeritage Farm Credit Services, FLCA | 5 | 5 |
| Das Acquisition Company, LLC | 5 | 5 |
| loanDepot.com LLC | 4 | 9 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 13 | no rate: base under 50 |
| Black or African American | 19 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 943 | 22.4% of 769 decided |
| 2 or more minority races | under 10 | |
| Joint | 16 | no rate: base under 50 |
| Race Not Available | 158 | 16.0% of 131 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 61 | 17.6% of 51 decided |
| Not Hispanic or Latino | 914 | 23.6% of 746 decided |
| Joint | 22 | no rate: base under 50 |
| Ethnicity Not Available | 162 | 16.7% of 132 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 364 | 24.6% of 293 decided |
| Female | 212 | 31.9% of 163 decided |
| Joint | 479 | 17.8% of 399 decided |
| Sex Not Available | 104 | 13.6% of 88 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1701 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved