Mortgage lending in Phillips County, Arkansas
Lenders in Phillips County, Arkansas reported 258 mortgage applications for 2025, according to the CFPB.
258 mortgage applications and 85 loans originated in 2025; the denial rate was 37.6% of 178 applications decided. The median loan was about $95,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Phillips County, AR.
- 258
- Applications
- 85
- Loans originated
- 37.6%
- Denial rate
- 67 denied of 178 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 258 | 85 |
| 2024 | 248 | 86 |
| 2023 | 213 | 101 |
| 2022 | 262 | 123 |
| 2021 | 321 | 145 |
| 2020 | 239 | 111 |
| 2019 | 184 | 74 |
| 2018 | 245 | 90 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Southern Bancorp Bank | 24 | 41 |
| Partners Bank | 6 | 7 |
| First Community Bank | 5 | 9 |
| FirstTrust Home Loans | 4 | 5 |
| Figure Lending LLC | 3 | 5 |
| Rocket Mortgage | 3 | 8 |
| Flat Branch Mortgage, Inc. | 3 | 6 |
| 21ST Mortgage | 3 | 17 |
| Vanderbilt Mortgage and Finance, Inc | 2 | 18 |
| American Financial Resources LLC | 2 | 2 |
| Land Home Financial Services, | 2 | 2 |
| Mortgage Financial Services | 2 | 2 |
| Triad Financial Services, Inc. | 2 | 14 |
| Arkansas Federal Credit Union | 2 | 8 |
| RPE Home, Inc | 1 | 2 |
| Paramount Residential Mortgage | 1 | 1 |
| CSL Financial, LLC | 1 | 1 |
| Planet Home Lending, LLC | 1 | 1 |
| Sofi Bank, National Association | 1 | 4 |
| loanDepot.com LLC | 1 | 3 |
| New American Funding, LLC. | 1 | 5 |
| ClearPath Lending | 1 | 2 |
| United Wholesale Mortgage | 1 | 2 |
| NFM, Inc | 1 | 1 |
| Fairway Independent Mort Corp | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Black or African American | 116 | 43.6% of 78 decided |
| White | 99 | 22.5% of 71 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 40 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 198 | 31.4% of 137 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 55 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 113 | 37.5% of 80 decided |
| Female | 71 | 32.0% of 50 decided |
| Joint | 55 | no rate: base under 50 |
| Sex Not Available | 19 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2738 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved